What are the responsibilities and job description for the Portfolio Manager position at John Marshall Bank?
Description
John Marshall Bank has an immediate opening for a Portfolio Manager in our Alexandria office to be responsible for supporting the Commercial Lending team by providing front-end loan analysis, portfolio management, loan review, and credit underwriting. The Portfolio Manager will have an opportunity to participate in sales calls and learn the fundamentals of loan structuring, deal negotiation, and play an active role in navigating through the credit lifecycle. This person will also be responsible for providing assistance to and directly interacting with our customers on a regular basis.
In This Role You Will
Benefits
At John Marshall Bank, we pride ourselves on being able to attract the best talent in the industry, therefore we offer a comprehensive benefits package which includes:
John Marshall Bank has an immediate opening for a Portfolio Manager in our Alexandria office to be responsible for supporting the Commercial Lending team by providing front-end loan analysis, portfolio management, loan review, and credit underwriting. The Portfolio Manager will have an opportunity to participate in sales calls and learn the fundamentals of loan structuring, deal negotiation, and play an active role in navigating through the credit lifecycle. This person will also be responsible for providing assistance to and directly interacting with our customers on a regular basis.
In This Role You Will
- Identify credit and non-credit sales opportunities for the Bank and refer to the appropriate individual.
- Provide direct support to lending officers.
- Coordinate with Credit Administration to ensure proper documentation, loan closing and file preparation.
- Coordinate with the Credit Department to maximize their use for underwriting and compliance review.
- Coordinate underwriting and due diligence review of new loans.
- Handle ongoing customer service issues. Monitor transactions with responsibility for following up with customers for financial statements and other information as requested.
- Safeguard the quality of the Bank’s loan portfolio by aggressively managing the level of exceptions and delinquencies. Assist with compiling portfolio reports for management. Monitor loan review process for each loan portfolio for compliance with financial reporting and covenants.
- Prepare summary, present facts and offer opinions concerning creditworthiness to lenders and/or committees.
- Determine the need for more thorough investigation or additional information and contacts appropriate sources for such information
- Review all pertinent credit and financial information, including information from reporting services, credit bureaus, banks and bank files
- Be responsible for complying with the various rules, regulations, policies and ethical standards governing the financial services industry including compliance with the Bank Secrecy Act.
- Perform other duties and/or special projects of a similar level of complexity as assigned
- 3 years of experience within a financial organization
- Skilled at Credit Underwriting & Risk Management
- Working Knowledge of accounting, financial statements and banking
- Proficient with Microsoft Suite, especially Excel
- Ability to motivate or influence internal and external senior level professionals and stakeholders
- Professional level verbal and written communication skills
- Must be extremely organized, accurate and demonstrate the ability to carry out responsibilities
- Attention to detail
- Critical problem-solving skills
- Proven customer service skills
- Results focused
Benefits
At John Marshall Bank, we pride ourselves on being able to attract the best talent in the industry, therefore we offer a comprehensive benefits package which includes:
- Medical
- Dental
- 401K Retirement Plan w/ an Employer Match
- Vision
- Employee Assistance Program
- Flexible Spending
- Transit Reimbursement
- Long Term Care
- Paid Time Off
- Life and Disability Coverage