Technology Product Analyst IV (Payments)

Overview

Core Payments is seeking a Senior Technology Product Analyst to lead the design, development, delivery, and maintenance of Money Movement products within the Core Payments portfolio. This includes ACH, FedWire, Cashier Checks, Western Union, and other integrated systems. The ideal candidate will have deep expertise in payment rails, technical product analysis, and cloud-hosted payment applications, with hands-on experience in Oracle and FIS payment products.

Responsibilities

• Collaborate with cross-functional teams including architecture, product, platform, and business to deliver enterprise payment solutions
• Analyze and document interactions between payment products, APIs, and payment applications hosted on Oracle Cloud and Microsoft Azure
• Lead and support data migration, report migration, and API migration efforts, ensuring seamless transitions and minimal disruption
• Utilize Oracle GoldenGate for real-time data replication and synchronization across platforms
• Provide production support for payment applications, ensuring high availability and performance
• Conduct status reporting using Microsoft Azure DevOps (ADO), tracking progress, risks, and dependencies
• Evaluate and address non-functional aspects of payment applications including scalability, reliability, and security
• Ensure compliance with payment protocols such as ISO 20022 (Pain, Pacs, Camt, Admi messages), FAIM, and regulatory requirements including Sanctions Screening, BSA/AML
• Experience in sanctions screening products like CGI HotScan, Global Vison Patriot Officer, Verafin BSA AML, Lexis Nexis
• Partner with vendors and internal stakeholders to align technical solutions with business goals
• Contribute to Agile product delivery and DevSecOps practices
  
  

Qualifications

• Bachelor's degree in Computer Science, Information Systems, or related field; Master's preferred
• 7 years of experience in payments technology, preferably within a financial institution or payment service provider
• Strong understanding of ACH, FedWire, Western Union, Security Transfers, and Cashier Checks Processing
• Hands-on experience with Oracle and FIS payment products
• Proficiency in Java/JavaEE, Microsoft Azure, and cloud-native architectures
• Experience with API design, integration, and migration
• Familiarity with Oracle GoldenGate, Azure ADO, and reporting tools
• Strong analytical, communication, and stakeholder management skills
  
  

Desired Qualifications

• Experience with DevSecOps, Agile methodologies, and cloud networking
• Knowledge of sanctions screening, BSA/AML compliance, and financial messaging standards
• Ability to lead technical discussions and drive product strategy
  
  

Hours: Monday - Friday, 8:00AM - 4:30PM

Location: 820 Follin Lane, Vienna, VA 22180

About Us

Navy Federal provides much more than a job. We provide a meaningful career experience, including a culture that is energized, engaged and committed; and fierce appreciation for our teams, who are rewarded with highly competitive pay and generous benefits and perks.

Our approach to careers is simple yet powerful: Make our mission your passion.

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Equal Employment Opportunity: All qualified applicants will receive consideration for employment without regard to age, race, sex, color, religion, national origin, disability, veteran status, pregnancy, sexual orientation, genetic information, gender identity or any other basis protected by applicable law.

Disclaimers: Navy Federal reserves the right to fill this role at a higher/lower grade level based on business need. An assessment may be required to compete for this position. Job postings are subject to close early or extend out longer than the anticipated closing date at the hiring team's discretion based on qualified applicant volume. Navy Federal Credit Union assesses market data to establish salary ranges that enable us to remain competitive. You are paid within the salary range, based on your experience, location and market position. For additional details regarding compensation and benefits, review the Benefits page of the Navy Federal Career Site.

Protect Yourself from Job Scams: Navy Federal Credit Union jobs are posted on our career site, jobs.navyfederal.org and reputable job boards (e.g., LinkedIn, Indeed). We do not post jobs on social media marketplaces, messaging apps or unverified websites. We will never ask candidates for payment, bank details or personal financial information during the hiring process.

Bank Secrecy Act: Remains cognizant of and adheres to Navy Federal policies and procedures, and regulations pertaining to the Bank Secrecy Act.