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Senior Credit Analyst

Jobs via Dice
Houston, TX Full Time
POSTED ON 4/8/2026
AVAILABLE BEFORE 5/6/2026
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Job Title: Senior Credit Analyst

Location: Houston, TX 77056

Role Overview

We are seeking a highly skilled Senior Credit Analyst to support commercial decision-making across short, mid, and long-term commodity marketing strategies. This role will play a key part in strengthening credit risk frameworks as the organization expands its wholesale trading and marketing business.

The ideal candidate will bring deep expertise in credit analysis, counterparty risk management, and financial modeling within the oil & gas industry. This role requires strong collaboration with cross-functional teams including Commercial, Legal, Accounting, Risk, and Structuring.

Key Responsibilities

  • Analyze creditworthiness of new and existing counterparties and recommend/approve credit limits
  • Monitor and manage counterparty exposure using real-time credit systems
  • Negotiate, implement, and manage credit support instruments
  • Review and approve counterparty contracts (new and amendments)
  • Perform financial modeling to support credit limit decisions
  • Manage credit-related configurations on trading platforms (e.g., ICE)
  • Handle counterparty inquiries related to credit exposure
  • Produce reports on credit activities and portfolio performance
  • Represent the organization at industry conferences and working groups
  • Collaborate cross-functionally to support business and risk objectives

Required Qualifications

  • Bachelor’s degree in Accounting, Finance, Economics, or Business
  • Minimum 7 years of experience in Finance, Accounting, or Business environment
  • Strong understanding of financial statements and ratio analysis
  • Advanced analytical and problem-solving skills
  • Proficiency in Microsoft Office (Excel, Word, PowerPoint)
  • Excellent communication and stakeholder management skills

Preferred Qualifications

  • 10 years of experience in Oil & Gas within Finance/Accounting
  • Experience in commodity trading and marketing environments
  • Familiarity with credit systems and electronic trading platforms (e.g., ICE)

MUST HAVE (Non-Negotiable Requirements)

  • Bachelor’s degree in Accounting, Finance, Economics, or Business
  • Minimum 7 years of Finance/Accounting/Business experience
  • Minimum 10 years of Oil & Gas industry experience in Finance/Accounting
  • Strong expertise in credit analysis and financial ratio analysis
  • Proven ability to analyze financial statements and assess credit risk
  • Excellent analytical and problem-solving skills
  • Strong organizational and interpersonal skills with a focus on safety
  • Proficiency in Microsoft Office Applications (especially Excel)
  • Ability to present insights and respond to leadership and counterparties
  • Ability to manage deadlines and adapt to changing priorities
  • Willingness to work extended hours/weekends if required

Soft Skills

  • Strong collaboration and communication skills
  • High attention to detail and accountability
  • Ability to work in a fast-paced, dynamic environment
  • Proactive and solution-oriented mindset

Salary.com Estimation for Senior Credit Analyst in Houston, TX
$80,506 to $104,664
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