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Senior Mortgage Underwriter

Jobot
Cranford, NJ Full Time
POSTED ON 4/3/2026
AVAILABLE BEFORE 5/2/2026
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Job details:
Wanted: Experienced Senior Mortgage Underwriter with active DE, SAR/LAPP and strong Non-QM experience

This Jobot Job is hosted by: Stephen Niedringhaus
Are you a fit? Easy Apply now by clicking the "Easy Apply" button
and sending us your resume.
Salary: $100,000 - $100,000 per year


A bit about us:

Wanted: Experienced Senior Mortgage Underwriter with active DE, SAR/LAPP, and strong Non-QM experience

** Prefer In-house and local to our office in New Jersey, yet Hybrid and/or Remote is an option depending on experience **

We are adding a Senior Mortgage Underwriter to support both our Retail and Wholesale channels. This is a live-file underwriting role responsible for reviewing, decisioning, and clearing loans through Clear-to-Close in a fast-paced environment. We need a Senior Mortgage Underwriter with an active DE/CHUMS, LAPP/SAR, and very strong Non-QM underwriting experience.

Don't miss this great opportunity. Apply today. Interviews are going on now!


Why join us?

** Prefer In-house and local to our office in New Jersey, yet Hybrid and/or Remote is an option depending on experience **

Competitive base salary - depending on experience and certifications
Full Benefits with 401(k)
Annual Bonus Option
Supportive culture, opportunities for learning, and accessible management!
Plus so much more...


Job Details

Key Responsibilities
  • Underwrite Conventional, FHA, VA, Jumbo, Bond, and Non-QM loans
  • Manage files from initial decision through Clear-to-Close (CTC)
  • Exercise VA LAPP/SAR authority, including Notice of Value (NOV) issuance
  • Underwrite Non-QM programs (Bank Statement, DSCR, Asset Utilization, ITIN)
  • Analyze complex incom,e including self-employed borrowers
  • Partner with Retail Loan Officers and Wholesale brokers
  • Maintain SLA turn times while protecting credit quality
  • Work with Loan Originators to restructure loans
  • Respond to underwriting scenario desk inquiries
Required Skills & Experience
  • 5 years current front-line underwriting experience
  • 2 years hands-on Non-QM underwriting
  • Active VA LAPP/SAR designation (required)
  • Strong DU/LP and manual underwriting knowledge
  • FHA DE certification
  • Advanced self-employed income analysis skills
  • Advanced rental income analysis skills
  • Experience in Encompass or comparable LOS
  • Ability to manage production pipeline independently
  • Strong understanding of secondary market requirements
  • Ability to respond to investors and government agencies to resolve deficiencies that may arise
  • Team player with a strong commitment to customer service
  • Excellent verbal and written communication skills
If interested, apply directly, and also feel free to email your latest resume and your desired base salary requirements to Stephen@Jobot.com

Interested in hearing more? Easy Apply now by clicking the "Easy Apply" button.


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and Jobot?
Click our Jobot logo and follow our LinkedIn page!\n

Salary : $100,000

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