What are the responsibilities and job description for the Mortgage Underwriter position at JBA International?
Redwood Credit Union is looking for a Mortgage Underwriter who will be responsible for reviewing all mortgage loan applications to ensure completeness and compliance with secondary and/or portfolio lending guidelines and policies.
ESSENTIAL FUNCTIONS:
Loan File Management
• Approve loans and make recommendations for loan approval up to established limits.
• Within department timelines, review loan files for accuracy, completeness and compliance.
• Review all denied loans for possible lending options to benefit the Member.
• Educate staff on changes to loan requirements.
• Identify cross sell opportunities that will benefit the Members and RCU.
• Ensure confidentiality and safeguard sensitive Member financial information.
• Recognize and evaluate the loan process and recommend changes that will help maintain maximum efficiency.
• Review and maintain all product guidelines to ensure accuracy with changes in the industry and changes in RCU loan policies.
• Audit first mortgage loan files to ensure completeness prior to funding.
• Develop operational and procedural changes necessary to address any issues or problems noted in quality control reports.
ESSENTIAL FUNCTIONS:
Loan File Management
• Approve loans and make recommendations for loan approval up to established limits.
• Within department timelines, review loan files for accuracy, completeness and compliance.
• Review all denied loans for possible lending options to benefit the Member.
• Educate staff on changes to loan requirements.
• Identify cross sell opportunities that will benefit the Members and RCU.
• Ensure confidentiality and safeguard sensitive Member financial information.
• Recognize and evaluate the loan process and recommend changes that will help maintain maximum efficiency.
• Review and maintain all product guidelines to ensure accuracy with changes in the industry and changes in RCU loan policies.
• Audit first mortgage loan files to ensure completeness prior to funding.
• Develop operational and procedural changes necessary to address any issues or problems noted in quality control reports.