What are the responsibilities and job description for the Loan Officer position at Investors Community Bank?
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Position Summary:
We're looking for a dedicated and customer-focused Loan Officer to join our team at our Chillicothe location. As a key member of our lending team, you'll help individuals and small businesses in our community access the financing they need to grow and thrive. From first-time homebuyers to local entrepreneurs, you'll be a trusted advisor throughout the loan process—building relationships, assessing creditworthiness, and offering tailored solutions.
We're looking for a dedicated and customer-focused Loan Officer to join our team at our Chillicothe location. As a key member of our lending team, you'll help individuals and small businesses in our community access the financing they need to grow and thrive. From first-time homebuyers to local entrepreneurs, you'll be a trusted advisor throughout the loan process—building relationships, assessing creditworthiness, and offering tailored solutions.
What You'll Do:
- Evaluate, authorize, or recommend approval of loan applications for individuals and businesses.
- Build strong relationships with current and prospective customers to understand their needs and offer the right lending products.
- Guide customers through the loan process from application to closing.
- Analyze financial data, credit reports, and collateral to assess risk and determine appropriate loan terms.
- Maintain knowledge of loan regulations and internal policies to ensure compliance.
- Work collaboratively with underwriting, credit, and operations teams to deliver timely service.
- Participate in community outreach and business development activities to grow the bank's presence.
What You'll Bring:
- Prior experience in banking, lending, or financial services preferred.
- Strong knowledge of consumer or commercial loan products (or both).
- Excellent interpersonal and communication skills.
- Strong attention to detail and problem-solving ability.
- Ability to build rapport with customers and deliver exceptional service.
- Familiarity with loan software and Microsoft Office Suite.
Benefits Offered (Full-time employees)
- Health Coverage: Comprehensive medical, dental, and vision plans. Also offers a Health Payment Account (HPA).
- Retirement: Safe Harbor 401(k) plan with a dedicated wealth advisor.
- Wellness/Ancillary: Includes supplemental benefits including Accident, Critical Illness, Short-Term Disability and employer-paid Life Insurance.