What are the responsibilities and job description for the Mortgage Loan Officer Assistant/Processor position at Intercap Lending, Inc?
Company Overview
Intercap Lending is dedicated to making homeownership accessible for everyone. As a leading mortgage lender, we pride ourselves on fostering a supportive work environment that empowers our team to deliver exceptional service using innovative tools. With multiple offices across the nation, we operate as a direct Fannie Mae, Freddie Mac, and Ginnie Mae seller, servicer, and issuer.
Position Summary
Intercap Lending is seeking a skilled and detail-oriented Loan Officer Assistant / Processor to support the loan origination process. The Loan Officer Assistant / Processor plays a critical role in gathering and verifying borrower information, preparing loan applications, and assisting the loan officer to ensure a smooth and efficient loan processing experience. The successful candidate will work closely with borrowers, loan officers, and other team members to facilitate the loan origination process. The ideal candidate will have experience in mortgage loan processing, strong organizational and communication skills, and the ability to thrive in a fast-paced environment.
Responsibilities
* Assist borrowers in completing loan applications and gathering required documentation for the loan process.
* Verify the accuracy and completeness of loan documentation, including income, assets, employment, and credit information.
* Input loan data into the loan origination system accurately and efficiently.
* Prepare and submit loan files to underwriting for review and work with borrower to gather any underwriting conditions.
* Communicate with borrowers, loan officers, and other stakeholders to provide updates and gather additional information as needed.
* Assist in monitoring loan processing timelines and proactively address any potential delays or issues.
* Collaborate with the loan officer to ensure compliance with company policies, regulatory requirements, and industry best practices.
* Maintain accurate and organized loan files and documentation.
Education and Experience
* High school diploma or equivalent; some college coursework preferred.
* 3 years of experience in mortgage loan processing, loan origination, or a related field.
Skills and Competencies
* Strong understanding of mortgage loan processing, underwriting, and closing processes.
* Excellent communication and interpersonal skills, with the ability to work effectively with borrowers and team members.
* Strong organizational skills and attention to detail.
* Ability to work effectively in a fast-paced and deadline-driven environment.
* Familiarity with mortgage loan origination software and related technologies is a plus.
This role receives bonus compensation tied to the loan production of the loan officer you support. As loan volume increases, so does your earning potential. The salary range listed is the base rate plus factoring in bonus potential.
Join us at Intercap Lending where your expertise will contribute directly to helping more people achieve their dream of homeownership!