Mortgage Loan Originator (MLO)

Intel Loans, Inc. is hiring Mortgage Loan Originators in Jacksonville, FL (remote).

We are a Coral Gables, Florida mortgage brokerage (NMLS #2858705) building toward a national lending platform, and we are growing our origination team across Florida, Texas and Colorado. If you are a licensed MLO who wants a bigger product menu and a team that closes the files other shops decline, or you are hungry, coachable and ready to get licensed, we want to talk.

What you will be working with

• 28 loan programs: conventional, FHA/VA, jumbo, non-QM, bank statement, DSCR (1-4 and 5-8 unit), commercial, condotel, HELOC/HELoan, 101.5% financing and more
• Programs with minimum FICO scores as low as 500, so more of your borrowers get a yes
• Licensed in Florida, Texas and Colorado with additional states in process; business-purpose lending nationwide
• AI-assisted decisioning that gets your borrowers a fast, real answer
• A deep wholesale lender roster built to find a fit for tough files
• Modern tech (ARIVE LOS), a digital application and marketing support
• Founder-led, entrepreneurial culture: direct access to leadership, fast decisions, no bureaucracy

What you will do

• Originate residential and investor mortgage loans: purchase, refinance, cash-out, DSCR and HELOC
• Build your pipeline through referral partners (Realtors, CPAs, financial advisors), your own network and company marketing
• Take complete applications, analyze credit, income and assets, and structure the right program for each borrower
• Guide borrowers from pre-approval through closing, working with processing and our lender partners
• Stay compliant with all federal and state lending regulations (TILA, RESPA, ECOA, SAFE Act)

Two tracks. Apply for either.

• Licensed MLOs: active NMLS license in Florida (or able to add Florida quickly). Bring your book; we will give you the menu to close more of it, and a commission advance is available if you join with loans already in your pipeline.
• Will train: no mortgage experience required. A background in sales, banking, real estate or customer service is a plus. You will need to pass the NMLS SAFE exam and obtain your Florida MLO license; we guide you through licensing and train you on origination.

What we are looking for

• Strong communicator who builds trust with borrowers and referral partners
• Self-motivated, organized and comfortable working on commission
• Bilingual English/Spanish a plus
• Must hold, or be able to obtain, an NMLS MLO license in Florida (NMLS background and credit check required)

Compensation

• 100% commission, no cap. Realistic earnings of $60,000 to $250,000 per year depending on production
• Commission advance available for licensed MLOs who join with an active pipeline of loans
• Competitive commission splits, discussed on your interview call
• Flexible schedule; fully remote (must reside in Florida)
• Ongoing training, mentorship and licensing guidance

About Intel Loans, Inc.

Intel Loans, Inc. is a mortgage brokerage headquartered at 121 Alhambra Plaza, Suite 1031, Coral Gables, FL 33134. Intelligent home lending: we pair a 28-program menu with AI-assisted decisioning to find the smartest financing solution for every borrower, fast. Learn more at www.intelloans.com.

Intel Loans, Inc. | NMLS #2858705 | Equal Opportunity Employer | Equal Housing Opportunity. Loan originators must hold or obtain an NMLS license as required by state law.

Pay: $60,000.00 - $250,000.00 per year

Benefits:

• Flexible schedule
• Opportunities for advancement
• Professional development assistance
• Work from home

Application Question(s):

• This role is 100% commission with no base salary and uncapped earnings. Are you comfortable with that compensation structure? Also, briefly tell us about any mortgage, lending, real estate or sales experience you have (none is fine, we train).

License/Certification:

• NMLS Mortgage Loan Originator (MLO) License (Preferred)

Work Location: Remote

Salary : $60,000 - $250,000