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Business Analyst(Banking and Payments)-Edison, NJ***Hybrid

Inherent Technologies
Jersey, NJ Contractor
POSTED ON 7/26/2026
AVAILABLE BEFORE 8/26/2026

Position: Business Analyst(Banking and Payments)

Location: Jersey City, NJ*** Hybrid***

Duration: 1 Years

Job Description
We are seeking an experienced Business Analyst with 10 years of overall IT experience to join our team in Edison, NJ. The ideal candidate should possess strong expertise in Banking and Payments with hands-on experience in payment modernization, ISO 20022 migration, and AI-driven business analysis initiatives. This is an onsite opportunity requiring a Face-to-Face interview.
Required Skills & Experience

  • 10 years of experience as a Business Analyst in the IT industry.
  • Strong domain knowledge of Banking and Payment Systems.
  • Hands-on experience with:
  • FED Payments
  • CHIPS
  • ACH
  • RTP (Real-Time Payments)
  • SWIFT
  • CBPR
  • Strong experience in ISO 20022 Migration projects.
  • Expertise in MT to MX Conversion, including:
  • MT103 pacs.008
  • MT202/MT202COV pacs.009
  • Experience gathering business requirements, creating User Stories, acceptance criteria, and maintaining product backlogs.
  • Strong working knowledge of:
  • Agile/Scrum
  • Jira
  • Confluence
  • Experience working with Generative AI (GenAI) tools and AI-assisted business analysis.
  • Excellent stakeholder management, communication, and documentation skills.
  • Ability to collaborate with cross-functional teams, including business users, architects, developers, and QA teams.

Responsibilities

  • Gather, analyze, and document business and functional requirements.
  • Work closely with business stakeholders to define payment modernization requirements.
  • Lead requirement workshops and create detailed user stories and process flows.
  • Support ISO 20022/CBPR migration initiatives and payment transformation projects.
  • Analyze SWIFT MT to MX message conversion requirements and ensure compliance.
  • Collaborate with development and QA teams throughout the SDLC.
  • Manage project artifacts using Jira and Confluence.
  • Leverage GenAI tools to improve requirement analysis, documentation, and productivity.
  • Participate in Agile ceremonies including Sprint Planning, Daily Stand-ups, Reviews, and Retrospectives.

Preferred Qualifications

  • Experience with large financial institutions or banking clients.
  • Prior experience in payment transformation or financial messaging modernization projects.
  • Strong analytical, problem-solving, and communication skills.

Rohit Chauhan

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