Capital Market & Financial Risk Management PO/BA

Infosys is seeking a Capital Markets and Risk Management Product Owner/Business Analyst. In this role, with strong experience in Banking sector, you will be responsible for driving end‑to‑end product lifecycle from requirement discovery and backlog management to stakeholder alignment and delivery oversight. Skilled in translating complex regulatory, risk, and trading requirements into clear, actionable user stories and product features. You will be part of a learning culture, where teamwork and collaboration are encouraged, excellence is rewarded, and diversity is respected and valued.

Required Qualifications

• Bachelor’s degree or foreign equivalent required from an accredited institution. Will also consider three years of progressive experience in the specialty in lieu of every year of education.
• Candidate must be located within the commuting distance of Dallas/Richardson, TX or Tampa, FL or be willing to relocate to any of these locations. This position may require travel to project locations.
• Candidates authorized to work for any employer in the United States without employer-based visa sponsorship are welcome to apply. Infosys is unable to provide immigration sponsorship for this role at this time.
• At least 4 years of experience with Information Technology.
• Proven years of financial services experience, including consulting across major global banks or capital markets organizations.
• Deep understanding of Capital Markets products (e.g., Equities, Fixed Income, Derivatives) and/or Risk functions (Market Risk, Credit Risk, Operational Risk, Liquidity Risk).
• Proven ability to bridge business needs and technology through structured BA practices: requirement gathering, process mapping, functional analysis, and validation.
• Experience working in regulatory change programs (Basel, FRTB, CCAR, IFRS9) or trading and risk platforms.
• Demonstrated experience leading Capital Markets and Risk solution engagements—covering assessments, regulatory and risk strategy, implementation of risk platforms, and advisory programs.
• Advanced SQL skills for complex queries, data profiling, data quality checks, and reconciliation
• Extensive experience working in Agile and SAFe environments, collaborating closely with cross‑functional Scrum teams comprising developers, testers, quants, and architects.
• Skilled in backlog refinement, user story creation, sprint planning, prioritization, and driving continuous value delivery in complex Capital Markets and Risk technology programs.
• Strong Agile/Scrum experience, backlog management, user stories, sprint planning, ability to convert regulatory/business requirements into product deliverables.
• Maintain end‑to‑end ownership of features - from requirement discovery through design, development, testing, deployment, and production sign‑off.
  
  

Preferred Qualifications:

• Ownership of product roadmaps, backlog prioritization, grooming sessions, and sprint planning to align delivery with business priorities.
• Strong stakeholder management across Front Office, Risk, Compliance, Operations, and Technology teams.
• Led Risk and Capital Markets consulting engagements across multiple tier‑1 and tier‑2 financial institutions, delivering strategic and regulatory transformation initiatives.
• Executed operating model design and end‑to‑end framework development across Market, Credit, Liquidity, and Operational Risk, including data, reporting, and regulatory change programs such as Basel, CCAR, FRTB, CECL/IFRS9, and Liquidity Risk compliance.
• Implemented and integrated risk management and capital markets platforms, collaborated with trading‑risk‑finance stakeholders, and influenced decision‑making through senior management and C‑suite level discussions.
• Strong understanding of the trade lifecycle across front‑to‑back processes, including trade capture, pricing, valuation, settlements, confirmations, and risk attribution for multi‑asset products.
• Expertise in derivatives and securities (Equities, Fixed Income, FX, Rates, Credit, Commodities) with knowledge of P&L drivers, Greeks, market risk sensitivities, and exposure computation methodologies.
• Hands‑on experience with market data, pricing models, valuation adjustments (XVA), and analytics supporting regulatory frameworks such as Basel, FRTB, and Liquidity Risk metrics.
• Credit lifecycle expertise: underwriting, facility/limit management, exposure calculations, collateral frameworks, and concentration risk.
• PD/LGD/EAD concepts, rating models & scorecards, credit stress testing, portfolio analytics.
• Allowance and impairment methodologies (CECL/IFRS9).
• LCR, NSFR interpretation and reporting; liquidity stress testing and early-warning indicators.
• Cashflow projections, gap analysis, intraday liquidity monitoring, contingency funding plans.
• Funds Transfer Pricing (FTP) methodology and balance sheet implications.
• RCSA design and execution, KRI taxonomy, loss event capture, scenario analysis.
• Issue and remediation management; SOX/internal control alignment; third-party risk and business continuity.
• Basel II/III/III , BCBS 239, SR 11-7, CCAR/DFAST, ICAAP/ILAAP, IRRBB and associated supervisory expectations.
• Translation of framework requirements into implementable processes, controls, data structures, and reporting.
• Experience with SAS Risk/IFRS/Stress, Moody’s Analytics, Oracle OFSAA, Axiom/OneSumX, QRM, and Murex/Calypso (risk modules) or equivalent.
• Product onboarding, data integration, interface mapping, configuration analysis, and reporting enhancements.
• Risk data sourcing, transformation rules, lineage, data quality framework design, and aggregation logic.
• Agile delivery (Jira/Confluence), backlog management, user story creation, sprint governance.
• Strong documentation across BRDs, FRDs, process maps, data dictionaries, and control libraries.
• Willingness to travel based on project needs; open to relocation within major U.S. financial hubs.
  
  

Key responsibilities and are not limited to:

• Act as the Product Owner / BA within a Scrum team, owning the product backlog, prioritization, and requirement clarity while aligning with SAFe program increments and release objectives.
• Engage closely with business users, tech stakeholders, architects, and dependent Scrum teams to gather, refine, and validate requirements, ensuring seamless coordination across upstream and downstream applications.
• Translate business needs into well‑defined user stories, functional specifications, acceptance criteria, and workflow diagrams; drive backlog grooming and ensure readiness for development sprints.
• Maintain end‑to‑end ownership of features—from requirement discovery through design, development, testing, deployment, and production sign‑off.
• Manage cross‑team dependencies, risks, and impediments, collaborating with external systems, interfacing applications, and program‑level stakeholders under the SAFe delivery framework.
• Use SQL and data analysis to validate requirements, understand data flows, perform impact assessments, and support testing and reconciliation activities.
• Facilitate sprint planning, UAT discussions, and stakeholder workshops, ensuring alignment on priorities and timelines.
• Provide clear communication and status updates to business and technology leaders, ensuring transparency and timely decision‑making.
• Safeguard product quality by ensuring traceability from requirements through test cases, acceptance, and final production deployment.
  
  

The job entails sitting as well as working at a computer for extended periods of time. Should be able to communicate by telephone, email or face to face. Travel may be required as per the job requirements.

Benefits

Along with competitive pay, as a full-time Infosys employee you are also eligible for the following benefits:

• Medical/Dental/Vision/Life Insurance
• Long-term/Short-term Disability
• Health and Dependent Care Reimbursement Accounts
• Insurance (Accident, Critical Illness , Hospital Indemnity, Legal)
• 401(k) plan and contributions dependent on salary level
• Paid holidays plus Paid Time Off
  
  

About Us

Infosys is a global leader in next-generation digital services and consulting. We enable clients in more than 50 countries to navigate their digital transformation. With over four decades of experience in managing the systems and workings of global enterprises, we expertly steer our clients through their digital journey. We do it by enabling the enterprise with an AI-powered core that helps prioritize the execution of change. We also empower the business with agile digital at scale to deliver unprecedented levels of performance and customer delight. Our always-on learning agenda drives their continuous improvement through building and transferring digital skills, expertise, and ideas from our innovation ecosystem.

EEO

Infosys provides equal employment opportunities to applicants and employees without regard to race; color; sex; gender identity; sexual orientation; religious practices and observances; national origin; pregnancy, childbirth, or related medical conditions; status as a protected veteran or spouse/family member of a protected veteran; or disability.