Demo

Fraud Specialist – Team Lead

InBank
Greenwood, CO Full Time
POSTED ON 11/18/2025 CLOSED ON 12/18/2025

What are the responsibilities and job description for the Fraud Specialist – Team Lead position at InBank?


Fraud Specialist – Team Lead

  • Location6380 S Fiddlers Green Cir #108a, Greenwood Village, CO, 80111, United States
  • Base Pay$60000.00 - $85000.00 / Year
  • Job CategoryDeposit Operations
  • Employee TypeFT Exempt
  • Required Degree4 Year Degree
  • Manage OthersNo
  • Minimum Experience3 Years
Description

SUMMARY OF JOB:

The Fraud Specialist – Team Lead is responsible for developing, implementing, and managing the bank’s fraud prevention and detection strategies. This includes overseeing the investigation of suspected fraudulent activity, maintaining fraud monitoring systems, training staff on fraud awareness, and ensuring compliance with regulatory guidelines. The role requires strong analytical, investigative, and leadership skills to minimize financial losses and protect the bank and its customers.

*This is not a remote position - all applicants not in Denver Metro will not be considered for this role.

ESSENTIAL JOB RESPONSIBILITES:

  • Develop and maintain fraud detection programs, policies, and procedures.
  • Monitor real-time fraud detection systems and alerts across all banking channels (e.g., debit/credit cards, ACH, wire, mobile and online banking).
  • Investigate and analyze suspected fraudulent transactions and behaviors.
  • Identify fraud trends and implement strategies to mitigate emerging threats.
  • Manage end-to-end fraud investigations, including evidence collection, documentation, and resolution.
  • Work with law enforcement and regulatory agencies (e.g., FinCEN, FBI) as needed.
  • File Suspicious Activity Reports (SARs) when appropriate.
  • Maintain accurate and comprehensive records of all fraud incidents and outcomes.
  • Ensure compliance with relevant laws, regulations, and internal policies (e.g., BSA/AML, Reg E, OFAC).
  • Perform regular fraud risk assessments across departments and processes.
  • Coordinate with compliance and internal audit teams on fraud-related reviews.
  • Supervise and mentor fraud analysts or fraud prevention staff.
  • Provide training and guidance to bank personnel on fraud awareness and prevention practices.
  • Promote a culture of ethical behavior and fraud risk awareness throughout the organization.
  • Evaluate and manage fraud detection tools, software, and third-party service providers.
  • Partner with IT and cybersecurity teams to enhance digital security and fraud detection capabilities.
  • Recommend and implement system enhancements to improve fraud prevention.
  • Maintain current knowledge and follow all bank financial and security regulations and procedures.
  • Embody, embrace, and demonstrate InBank’s Core Values: Commitment, Innovation, Responsibility, Teamwork, Happiness, and Authenticity.
  • Other duties as assigned.

  • SPECIFIC DUTIES AND RESPONSIBILITIES:

    Customer Service:

    Financial:
    Administrative Duties:
    Autonomy:
    Employees Supervised:
    Budget Responsibility:


    Requirements

    Education:

    • Bachelor’s degree or equivalent work experience

    Work Experience:

    • Bachelor’s degree in Finance, Accounting, Business, or related field.

    Supervisory Experience:

    • 2 years of experience managing teams

    Licenses/Accreditations:

    • (preferred but not required)
      Certified Fraud Examiner (CFE)
      Certified Anti-Money Laundering Specialist (CAMS)
      Certified Financial Crime Specialist (CFCS)

    Computer Skills:

    • Proficiency in fraud detection software, core banking systems, and Microsoft Office.

    Other Requirements:

    • Deep understanding of fraud typologies in banking (card fraud, wire fraud, synthetic ID, check fraud, etc.).
    • Strong investigative and analytical skills with attention to detail.
    • Knowledge of relevant laws and regulations: Reg E, Reg CC, BSA/AML, UDAAP, OFAC, etc.
    • Excellent communication and interpersonal skills; able to work cross-functionally.
    • Strong decision-making and risk assessment abilities.

    Preferred Skills/ Experience:

    • Hands-on experience with warranty claims, return submissions (check and ACH), and other ways to recoup funds from a fraudulent transaction.




    Compensation details: 60000-85000 Yearly Salary

    Salary : $60,000 - $85,000

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