Small Business Relationship Manager - In Office

Zions Bancorporation is one of the nation’s premier financial services companies operating as a collection of great banks under local brands and management teams in high-growth western markets. Zions is regularly recognized by American Banker as one of the “Best Banks to Work For” and as having a top banking team in its list of “The Most Powerful Women in Banking.” Our customers consistently vote us as the best bank in our local markets. We value our employees, and we are committed to search out, recognize and create fulfilling opportunities for outstanding people within our organization, rewarding them for their contributions to our success. We recognize that banking is a “local” business, and that to be successful, we must have very strong ties to the communities we serve and strong relationships with our customers.

With benefits starting on day one, paid bank holidays, profit sharing and company-matched 401(k) contributions, Zions is dedicated to being an employer of choice in our communities. At Zions, the possibilities are endless. You bring the talent; we bring the opportunity.

We are currently seeking a Small Business Relationship Manager position located within Zions Bancorporation’s footprint in UT,ID,TX,AZ,CO,NV,OR,WA,CA.

Essential Functions:

·         Responsible for generating and structuring SBA and/or conventional loans by proactively calling, developing, and maintaining relationships.

·         Identifies business development opportunities and participates in joint business development calls with bankers to assist in identifying and facilitating sales opportunities.

·         Ensures loan quality by assessing client eligibility, reviewing financial statements and supporting documentation to determine appropriate solutions that meets the client's loan needs.

·         Ensures compliance with applicable federal, state, and local laws and regulations, SBA agency guidelines when necessary, and bank credit administration policies and practices.

·         Structures loan proposals and prepares credit packages for appropriate approval authorities.

·         Monitors assigned loan portfolio for risk rate accuracy and delinquencies to mitigate losses.

·         May participate in community organizations and activities.

·         Other duties as assigned.

Qualifications: 

·         Requires a Bachelor's in marketing, finance, business, or related field and some experience with lending, credit, banking, or other directly related experience.

·         A combination of education and experience may meet requirements. 

·         Basic knowledge of sales techniques, banking products and services, credit policies and regulations.

·         Must have excellent customer service, negotiation and computer skills.

·         Knowledge of commercial, SBA and/or small business lending.

·         Must have strong analysis and credit review skills as well as basic working knowledge of relevant credit and risk policies.

Salary Range:  $60,000 to $80,000 depending on experience.

Benefits: 

·         Medical, Dental and Vision Insurance – START DAY ONE! 

·         Life and Disability Insurance, Paid Paternal Leave, and Adoption Assistance 

·         Health Savings (HSA), Flexible Spending (FSA), and dependent care accounts 

·         Paid Training, Paid Time Off (PTO), and 11 Paid Federal Holidays 

·         401(k) plan with company match, Profit Sharing, competitive compensation in line with work experience 

·         Mental health benefits, including coaching and therapy sessions 

·         Tuition Reimbursement for qualifying employees 

·         Employee Ambassador preferred banking products 

Salary : $60,000 - $80,000