What are the responsibilities and job description for the Consumer Underwriter position at IH Mississippi Valley Credit Union?
IHMVCU is seeking a Consumer Underwriter to join the team at our headquarters in Moline, IL. The ideal candidate will be able to come to the office when needed and be able to function successfully remotely.
What are some of the duties of a Consumer Underwriter?
- Receive, validate and review loan applications from all consumer channels.
- Analyzes the loan application and accompanying documentation to evaluate risk and make appropriate decisions within authorized lending limits, asking additional questions when applicable.
- Maintains professional working relationships with members, team members and vendors.
- Ensures compliance within laws, policies and regulations set forth by government, state or the Credit Union are followed at all times.
- Exercises good judgment and decision-making skills using a methodical approach. Utilizes resources to research unfamiliar underwriting situations and is able to present complex scenarios concisely and with comprehensive options/solutions to leadership.
- Hours may extend until 8pm during the week and include Saturdays/Holidays as needed.
The successful candidate should have following skills/qualifications:
- High School diploma or equivalent, some college preferred
- Professional verbal and written communication skills
- Critical thinking skills and ability to act independently within guidelines
- Reliable, motivated, and strong organizational skills
- Attention to detail and high degree of accuracy is a must.
Being a team member of IHMVCU is more than just a job, we want to make differences in the communities we live in and serve. At IHMVCU you'll get:
- Outstanding training, plentiful support and tools needed to be successful in your career
- Competitive compensation
- 401(k) with company match and profit sharing
- Holiday pay & paid time off
- Education reimbursement
- Community volunteering
- Health insurance including dental and vision
- Access to fitness center
Move Up your career at IHMVCU with this great opportunity!
Physical Requirements
- Sitting: Sedentary work involves sitting most of the time. Jobs are sedentary if walking and standing are required only occasionally, and all other sedentary criteria are met.
- Talking: Expressing or exchanging ideas by means of the spoken word; those activities where detailed or important spoken instructions must be conveyed to other workers accurately, loudly, or quickly.
- Hearing: Perceiving the nature of sounds at normal speaking levels with or without correction and having the ability to receive detailed information through oral communication and making fine discriminations in sound.
- Finger, handle, touch: Picking, pinching, typing or otherwise working, primarily with fingers rather than with whole hand or arm as in handling. Applying pressure to an object with the fingers and palm. Perceiving attributes of objects, such as size, shape, temperature, or texture by touching with skin, particularly that of fingertips.
- Lifting Demands: Up to 10 lbs.
- Visual acuity to do things such as: preparing and analyzing data and figures; transcribing; viewing a computer terminal