What are the responsibilities and job description for the Sr. Commercial Vehicle Finance Associate (Truck & Trailer) position at Hyundai Capital America?
Who We Are
Through our service brands Hyundai Motor Finance, Genesis Finance, and Kia Finance, Hyundai Capital America offers a wide range of financial products tailored to meet the needs of Hyundai, Genesis, and Kia customers and dealerships. We provide vehicle financing, leasing, subscription, and insurance solutions to over 3 million consumers and businesses. Embodying our commitment to grow, innovate, and diversify, we strive to reimagine the customer and dealer experience and launch innovative new products that broaden our market reach. We believe that success comes from within and are proud to support our team members through skill development and career advancement. Hyundai Capital America is an Equal Opportunity Employer committed to creating a diverse and inclusive culture for our workforce. We are a values-driven company dedicated to supporting both internal and external communities through volunteering, philanthropy, and the empowerment of our Employee Resource Groups. Together, we strive to be the leader in financing freedom of movement.
We Take Care of Our People
Along with competitive pay, as an employee of HCA, you are eligible for:
The Sr. Commercial Vehicle Finance Associate (Truck & Trailer) supports the underwriting of
commercial vehicle loan requests originating from approved dealers or OEMs.
What You Will Do
Employees in this class are subject to extended periods of sitting, standing, and walking, vision to monitor and moderate noise levels. Work is performed in an at home and office environment.
The posted salary range for this job takes into account the wide range of factors that are considered in making compensation decisions including but not limited to skill sets; experience and training; licensure and certifications; geographic location, and other business and organizational needs. Successful candidates may be hired anywhere in the salary range based on these factors. It is uncommon to hire candidates at or near the top of the range.
California Privacy Notice
This notice only applies to our applicants who reside in the State of California.
The latest version of our Privacy Policy can be found here. This Privacy Policy provides you with notice, at or before the point of collection, about the categories of personal information to be collected from you, the purposes for which your personal information is collected or used, and whether that information is sold or shared, so that you can exercise meaningful control over our use of your personal information. We are providing this notice to comply with the California Consumer Privacy Act of 2018, as amended as amended by the California Privacy Rights Act of 2020 (“CCPA”).
If you have any questions about CCPA regarding California residents or HCA team members, please contact the Privacy Team at Privacy2@hcs.com.
Primary Location
United States-Texas-Plano
Work Locations
Dallas, TX
Job
Commercial Underwriting
Job Type
Regular
Overtime Status
Non-exempt
Schedule
Full-time
Minimum Salary: $
80,000.00
Maximum Salary: $
120,000.00
Job Posting
Mar 24, 2026
Through our service brands Hyundai Motor Finance, Genesis Finance, and Kia Finance, Hyundai Capital America offers a wide range of financial products tailored to meet the needs of Hyundai, Genesis, and Kia customers and dealerships. We provide vehicle financing, leasing, subscription, and insurance solutions to over 3 million consumers and businesses. Embodying our commitment to grow, innovate, and diversify, we strive to reimagine the customer and dealer experience and launch innovative new products that broaden our market reach. We believe that success comes from within and are proud to support our team members through skill development and career advancement. Hyundai Capital America is an Equal Opportunity Employer committed to creating a diverse and inclusive culture for our workforce. We are a values-driven company dedicated to supporting both internal and external communities through volunteering, philanthropy, and the empowerment of our Employee Resource Groups. Together, we strive to be the leader in financing freedom of movement.
We Take Care of Our People
Along with competitive pay, as an employee of HCA, you are eligible for:
- Medical, dental, and vision plans with no-cost and low-cost options
- Annual employer HSA contribution
- 401(k) matching and immediate vesting
- Vehicle purchase and lease discounts, plus monthly vehicle allowances by job level:
- Associate / Sr. Associate: $350
- Manager / Sr. Manager: $600
- Director: $800
- Executive Director: $900
- VP or Above: $1,000
- 100% employer-paid life and disability insurance
- No-cost health and wellbeing programs, including a gym benefit
- Six weeks of paid parental leave
- Paid Volunteer Time Off, plus a company donation to a charity of your choice
The Sr. Commercial Vehicle Finance Associate (Truck & Trailer) supports the underwriting of
commercial vehicle loan requests originating from approved dealers or OEMs.
What You Will Do
- Evaluate truck, trailer and other commercial vehicle financing (CVF) applications using commercial and/or consumer credit bureaus, financial and/or bank statements, and other forms of analysis as needed to determine credit worthiness and proposed terms and conditions meet CVF underwriting standards.
- Support system enhancement and implementation by working cross functionally on business requirement documentation, workflow definition, compliance adherence, testing and training, using domain expertise in truck and trailer financing.
- Support the CVF funding team’s workflow process by assisting dealers or OEM with contract issues as well as contacting dealers regarding missing loan documentation to ensure loan packages are funded within a timely manner.
- Minimum 4-6 years related experience including 2 years of experience as a Credit Analyst.
- Experience with truck and trailer credit and funding processes, including loan documentation.
- Knowledge of Daybreak and/or Alfa and automated credit decision system(s) a plus.
- Bachelor’s degree or equivalent work experience required.
- Proven track record with delivering seamless customer experiences.
- Proven knowledge of the truck and trailer credit and funding processes, including loan documentation.
- Ability to assist in training of internal and external customers on Truck and Trailer Commercial
- Vehicle Finance.
- Basic knowledge of compliance laws related to commercial vehicle lending, contracting and
- funding.
- Strong analytical and credit investigation skills.
- Proficient in MS Office including Word, Excel, PowerPoint, and Outlook.
- Relationship building skills with both internal and external customers.
- Self-starter with excellent time management skills, ability to manage multiple tasks effectively.
- Strong written and verbal communication skills.
- Self-starter, team oriented, strong interpersonal skills.
Employees in this class are subject to extended periods of sitting, standing, and walking, vision to monitor and moderate noise levels. Work is performed in an at home and office environment.
The posted salary range for this job takes into account the wide range of factors that are considered in making compensation decisions including but not limited to skill sets; experience and training; licensure and certifications; geographic location, and other business and organizational needs. Successful candidates may be hired anywhere in the salary range based on these factors. It is uncommon to hire candidates at or near the top of the range.
California Privacy Notice
This notice only applies to our applicants who reside in the State of California.
The latest version of our Privacy Policy can be found here. This Privacy Policy provides you with notice, at or before the point of collection, about the categories of personal information to be collected from you, the purposes for which your personal information is collected or used, and whether that information is sold or shared, so that you can exercise meaningful control over our use of your personal information. We are providing this notice to comply with the California Consumer Privacy Act of 2018, as amended as amended by the California Privacy Rights Act of 2020 (“CCPA”).
If you have any questions about CCPA regarding California residents or HCA team members, please contact the Privacy Team at Privacy2@hcs.com.
Primary Location
United States-Texas-Plano
Work Locations
Dallas, TX
Job
Commercial Underwriting
Job Type
Regular
Overtime Status
Non-exempt
Schedule
Full-time
Minimum Salary: $
80,000.00
Maximum Salary: $
120,000.00
Job Posting
Mar 24, 2026
Salary : $80,000 - $120,000