Commercial Credit Risk Manager Sr

Description

The Commercial Credit Risk Manager Sr will support disciplined execution of credit risk management practices within the Commercial Bank and in alignment with Huntington’s risk appetite. This role partners with Commercial business leaders to help oversee key credit risk activities for the Commercial Bank across all risk pillars. Key activities will include identifying, monitoring, measuring, mitigating, and reporting on the risk and control environment.

Duties & Responsibilities

• Maintains subject matter excellence knowledge of Huntington credit policies and key credit regulatory requirements and applies them Commercial credit products and processes
• Understands credit risk associated with Commercial Bank products, systems, and practices and advises on control design and effectiveness, including identifying opportunities to strengthen control environment and supporting credit-related projects and initiatives
• Supports Business Unit’s management of credit-related findings and action plans in alignment with Huntington’s Issues Management Policy, including escalation of off-track findings and/or action plans
• Assists in managing and understands applicability and impact of Commercial’s credit risk metrics, ensuring breached metrics have appropriate action plans and relevant metrics are in place
• Conducts validation of actions taken to resolve credit-related findings, ensuring actions completed address root cause and demonstrate sustainability
• Builds relationships and effective collaboration with key stakeholders (business leaders, business process owners, risk pillar owners, 2nd line of defense partners, Legal, Compliance, Audit, Credit Review, Technology, Segment Risk peers, subject matter experts, etc.) to drive implementation of risk management program and responsibilities
• Assists in the identification and assessment of emerging and top risks, including internal and external factors, and advises on the development of monitoring approaches and mitigation strategies
• Assists with risk and control self-assessments through qualitative and quantitative analyses of control effectiveness, residual risk, metrics, findings, risk acceptances, audit/examination results, and top and emerging risks by risk pillar in alignment with Enterprise Risk Management guidance
• Actively participates in governance forums including working groups, committees, enterprise programs, etc. to communicate segment risk points of view and to obtain perspective of corporate-wide goals and objectives
• Supports Business Unit(s) in preparing for, managing, and responding to Audit, Credit Review, Compliance and Regulatory reviews/examinations
• Assesses credit risk associated with new or changed products, services, technology/systems, processes, or other initiatives to ensure alignment with Huntington’s risk appetite and governance processes such as the Products and Service Risk Assessment process
  
  
  

Basic Qualifications

• Bachelor's degree in Business, Finance, or related field
• 7 years of experience in Commercial credit, credit underwriting, portfolio management, or commercial or business credit‑related risk management
• In lieu of a Bachelor’s degree 4 additional years of segment-specific or risk related experience may be considered
  
  
  

Preferred Qualifications

• Working knowledge of commercial lending and credit products and processes and risk management principles
• Proficiency with Microsoft Office applications; experience with Archer a plus.
• Strong analytical skills, judgment, and attention to detail
• Ability to communicate clearly and confidently with business partners and risk stakeholders
• Comfortable navigating ambiguity and adapting to evolving priorities.
• Demonstrated ability to manage multiple assignments and meet deadlines
• Able lead and support the growth and career development of colleagues
  
  
  

Exempt Status: (Yes = not eligible for overtime pay) (No = eligible for overtime pay)

Yes

Workplace Type

Office

Our Approach to Office Workplace Type

Certain positions outside our branch network may be eligible for a flexible work arrangement. We’re combining the best of both worlds: in-office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team.

Compensation Range

$93,000.00 -$189,000.00 Annually

The compensation range represents the low and high end of the base compensation range for this position. Actual compensation will vary and may be above or below the range based on various factors including but not limited to location, experience, and performance.  Colleagues in this position are also eligible to participate in an applicable incentive compensation plan.  In addition, Huntington provides a variety of benefits to colleagues, including health insurance coverage, wellness program, life and disability insurance, retirement savings plan, paid leave programs, paid holidays and paid time off (PTO).

Huntington is an Equal Opportunity Employer.

Tobacco-Free Hiring Practice: Visit Huntington's Career Web Site for more details.

Note to Agency Recruiters: Huntington will not pay a fee for any placement resulting from the receipt of an unsolicited resume. All unsolicited resumes sent to any Huntington colleagues, directly or indirectly, will be considered Huntington property. Recruiting agencies must have a valid, written and fully executed Master Service Agreement and Statement of Work for consideration.