What are the responsibilities and job description for the Business Banking Underwriter IV - Practice Finance position at Huntington Bank?
Description
The Business Banking Underwriter IV - Practice Finance position is open to any location within the Huntington footprint.
Duties & Responsibilities:
- Responsible for the evaluation and underwriting of Business Banking Healthcare/SBA/USDA loan applications to determine credit worthiness and compliance to Huntington lending and SBA/USDA policies.
- Reviews and analyzes all customer financial information to ensure sound credit decisions are made.
- Documents the detail and requirements of loan decisions, including conditions to close.
- Effectively communicates and acts as a liaison to internal customers to resolve business lending issues.
- Completes decisions in a timely manner.
- Maintains knowledge of Huntington lending policies, risk rating requirements and compliance standards.
- Provides coaching and guidance to bankers in the field regarding sound lending practices and managing credit risk.
- Must be capable of working independently on larger, complex credit requests.
- Adheres to bank policies and procedures and complies with legal and regulatory requirements.
- Provides management team with mentorship support for other underwriters or credit analysts within designated group.
- Accountable for risk management, compliance and audit performance for area(s) of responsibility whether a supervisor, manager or individual contributor.
- Establishes or works with management to develop effective controls and processes to ensure risks are measured, monitored and controlled and compliance requirements are adhered to on an on-going basis.
- Maintains current knowledge of risk-related changes that may impact assigned area(s) of responsibility.
Basic Qualifications:
- Bachelor's Degree
- Minimum 7 years of experience analyzing and underwriting loans for business/commercial clients.
Preferred Qualifications:
- Experience with SBA or other government guaranteed loan programs
- Formal credit training preferred.
- Excellent customer service skills, highly motivated, focused and goal oriented
- Excellent written and verbal communication skills, including professional grammar and demeanor
- Strong organizational skills with attention to detail, planning and follow-up
- Ability to build and expand quality internal and external customer relationships.
Exempt Status: (Yes = not eligible for overtime pay) (No = eligible for overtime pay)
Workplace Type:
OfficeOur Approach to Office Workplace Type
Certain positions outside our branch network may be eligible for a flexible work arrangement. We’re combining the best of both worlds: in-office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team.
Compensation Range:
$70,000 - $140,000 Annual SalaryThe compensation range represents the low and high end of the base compensation range for this position. Actual compensation will vary and may be above or below the range based on various factors including but not limited to location, experience, and performance. Colleagues in this position are also eligible to participate in an applicable incentive compensation plan. In addition, Huntington provides a variety of benefits to colleagues, including health insurance coverage, wellness program, life and disability insurance, retirement savings plan, paid leave programs, paid holidays and paid time off (PTO).
Huntington is an Equal Opportunity Employer.
Tobacco-Free Hiring Practice: Visit Huntington's Career Web Site for more details.
Note to Agency Recruiters: Huntington will not pay a fee for any placement resulting from the receipt of an unsolicited resume. All unsolicited resumes sent to any Huntington colleagues, directly or indirectly, will be considered Huntington property. Recruiting agencies must have a valid, written and fully executed Master Service Agreement and Statement of Work for consideration.
Salary : $70,000 - $140,000