What are the responsibilities and job description for the Consumer Loan Processor position at Hudson Valley Credit Union?
Overview
Hudson Valley Credit Union is currently recruiting for the position of Consumer Loan Processor. Primary Function: Process and fund direct and indirect consumer loan applications to meet the established credit union service standards and promote loan growth. Make process and procedure recommendations to improve efficiencies within the department in order to create a better overall experience for internal and external members.
Responsibilities
Why Choose HVCU?
Join a team where your growth matters. At Hudson Valley Credit Union, we offer a supportive, community-focused culture, competitive benefits, and opportunities to grow your career while making a meaningful impact. Come be part of a Great Place to Work!
Employee Perks
Hudson Valley Credit Union is currently recruiting for the position of Consumer Loan Processor. Primary Function: Process and fund direct and indirect consumer loan applications to meet the established credit union service standards and promote loan growth. Make process and procedure recommendations to improve efficiencies within the department in order to create a better overall experience for internal and external members.
Responsibilities
- Review loan packages and documents for accuracy, prepares final loan package for funding.
- Input and verify funding data into the consumer loans origination system to ensure the loan is funded in accordance with lending policies and procedures, disburses loan proceeds and performs associated system maintenance.
- Issue documents required by Truth in Lending and RESPA.
- Operate multiple computer systems in order to accurately respond to dealer, staff and member inquiries regarding existing and pending consumer loan applications.
- Perform follow-up on outstanding documents for existing consumer loan applications in process via Direct and Indirect channels to ensure member satisfaction.
- Recommend process and product improvements to enhance member experience and eliminate waste.
- Adhere to all Credit Union policies, procedures, and regulatory agency requirements. Participate in all required and recommended training and development including, but not limited to, Bank Secrecy Act training (BSA) and demonstrate attained knowledge. Participate on Credit Union teams, projects and strategic initiatives when the opportunity arises. Perform additional duties and special projects as assigned.
- Embrace and apply HVCU’s guiding principles to all activities and responsibilities. This includes the Credit Union’s Mission, Vision, Core Values, Employee and Member Value Propositions, Sales and Service Model, and commitment to Lean Six Sigma practices. Support the Credit Union’s initiatives by demonstrating teamwork and professionalism.
- Responsible for regular and predictable attendance including punctuality.
- High School Diploma, General Education Development (GED) certificate, or state authorized high school equivalent certificate required
- Minimum 1 Year Customer service work history in a Credit Union or Financial Institution experience preferred
- Minimum 1 Year Customer lending processing work history experience preferred
Why Choose HVCU?
Join a team where your growth matters. At Hudson Valley Credit Union, we offer a supportive, community-focused culture, competitive benefits, and opportunities to grow your career while making a meaningful impact. Come be part of a Great Place to Work!
Employee Perks
- Base & Variable Pay Structures
- Paid Personal, Holiday & Volunteer Time Off
- Professional Development & Training
- Student Loan Repayment & Tuition Reimbursement Programs
- Medical, Dental & Vision Coverage
- 401(k) With Employer Match & Non-Elective Employer Contribution
- Life, Short-term & Long-term Disability Insurances
- Discounted Loan Rates & Fees