What are the responsibilities and job description for the RM Manager / Loan Manager position at Hua Nan Commercial Bank?
Job Summary
We are seeking a dedicated and experienced RM / Loan Manager to oversee the bilateral loan origination process and ensure compliance with all relevant regulations. The ideal candidate will have a strong background in banking and underwriting. As a RM / Loan Manager, you will lead a team of loan officers, manage contracts, and ensure that all loans are processed efficiently and accurately.
Duties
- Oversee the loan origination process from application to closing, ensuring compliance with internal policies/procedures/manuals, and all applicable Federal and State regulations.
- Manage a team of loan officers, providing training and support to enhance their performance.
- Review loan applications and documentation for accuracy and completeness.
- Conduct underwriting assessments to evaluate borrower creditworthiness and risk.
- Ensure adherence to regulations throughout the lending process.
- Maintain accurate records of all loan transactions and communications.
- Collaborate with other departments to streamline the loan processing workflow.
Experience
- Proven experience in loan origination within a banking environment.
- Strong knowledge of underwriting processes and servicing.
- Familiarity with relevant guidelines, and contract management.
- Excellent communication skills with the ability to lead a team effectively.
- Detail-oriented with strong organizational skills to manage multiple loans simultaneously.
Requirements
- Work authorization (U.S. citizenship/Green card holder) is a must.
- Bachelor’s degree or above in Finance, Economics, or business-related field.
- 5 years of local banking institution experience is required; currently working or previously worked at Taiwanese or Chinese banks is a plus.
- Responsible for building and maintaining positive relationships with new customers and identifying opportunities to make business growth nationwide.
- Strong skills in influencing, financial statement reviews, sales, customer service, and communication. Fluent Mandarin with writing ability is a plus.
- Familiar with commercial & industrial loan market practice, and all applicable State and Federal regulations, and have the ability to build up policy and procedure.
- Ready to fulfill and achieve KPIs with incentives.
- Willing to accept other duties and special projects assigned by Senior Management.
We invite qualified candidates who are passionate about helping clients achieve their financial goals to apply for this exciting opportunity as a Loan Manager.
Job Type: Full-time
Pay: $100,000.00 - $180,000.00 per year
Benefits:
- 401(k) matching
- Dental insurance
- Health insurance
- Life insurance
- Paid time off
Work Location: In person
Salary : $100,000 - $180,000