Demo

Associate Underwriter, Energy

Howden
Howden Salary
Philadelphia, PA Full Time
POSTED ON 1/9/2026
AVAILABLE BEFORE 2/7/2026

* Classification: Exempt/Full-Time

* Reports to: Sr. Underwriter

* Travel: 0-10%

* Salary: $65,000.00-$75,000.00

Role overview

DUAL North America is seeking an Associate Underwriter for the Energy division.

At DUAL, Associate Underwriters play a key supportive role through the risk underwriting process and expansion of broker relationships. In this role, you will assist with account quoting and binding, prepare and distribute various types of communications, and provide quality customer service through the underwriting life cycle.

Supporting a team of underwriters within the energy division, you will support underwriting risks associated with energy casualty, ocean marine, inland marine, and workers compensation. Your responsibilities include gathering technical and operational data to assist underwriters in risk evaluation and policy issuance.

Role responsibilities

* Process submissions by providing account triage for Underwriters

* Provide backup support for Underwriters when traveling in the market

* Gather and compile information required to quote and/or bind an account

* Generate, edit, and send out a variety of correspondence on behalf of the Underwriters such as declination letters, quote follow ups and subjectivity reminders

* Demonstrate basic understanding of technical underwriting principles and risk underwriting characteristics

* Learn market dynamics, competitive landscape, and product differences (attend weekly underwriting meetings if applicable, ask questions) - need to understand what business

is selling (understanding why deals are lost and adjusting accordingly)

* Provide customer service and underwriting support to help achieve new and renewal premium goals

* Build relationships with producers with supervision from more senior underwriters

* Fill in for other team members to ensure business continuity during peak periods and/or when team members are unavailable

* Assist Underwriters as requested

* Complete other related clerical and administrative duties as assigned

Underwriting Authority:

* Working towards Underwriting Authority, but does not have it yet

* Quote issuance as approved by senior underwriter

* Binder issuance as approved by senior underwriter

* Policy Issuance review

* Conduct inspection review and analysis resulting in appropriate issue identification, and process post inspection changes as necessary

Key requirements

* Bachelor's degree in risk management, finance, business or a related field preferred * 0 - 1 year underwriter or insurance experience

* Foundational knowledge of insurance principles

* Proficiency in Microsoft Office Suite (Word, Excel, Outlook, PowerPoint)

* Ability to follow policies and procedures

* Complete assigned tasks correctly, on time and able to learn quickly

* Self-motivated and demonstrating attention to detail

* Be able to work independently for extended periods

* Excellent written and verbal communication skills as well as general business understanding * Travel up to 10% with an underwriter to shadow and participate in interactions between Underwriters and brokers

* Must be able to remain in a stationary position 50% of the time, with occasional movement in the office to access cabinets and equipment

* If you do not meet all the qualifications for this role, we still encourage you to apply, as we are always looking for diverse talent to join our growing team.

What do we offer in return?

A career that you define. Yes, we offer all the usual rewards and benefits - including medical, dental, vision, a wide variety of wellbeing offers, competitive salary, unlimited PTO, 401k with company match, paid volunteer days and more.

What you might not expect is a job where everyone has a voice, where volunteering in the community is part of the day job, and where everyone is encouraged to play a part towards our sustainability goals. We want people who want to make a difference - not just in the workplace, but in the industry and in the wider community.

Salary : $65,000 - $75,000

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