VP, Credit Portfolio Officer (Loss Forecasting) - Hybrid

Citi Branded Cards North America (N.A.) is the market leader in the US credit card industry with ~ $80Bn in receivables. With a pre-eminent global brand and distribution, Branded Cards N.A. maintains its leadership position by delivering industry-leading products, advanced services and payment systems that address clients' evolving needs. The Branded Cards N.A. business is comprised of Citi Branded Cards Proprietary and Partner Card products including Costco, American Airlines, AT&T and Expedia. Integral to Citi Cards 'success is strong and effective Risk Management that allows us to serve our customers while also protecting Citi's interests. Brands Risk Management division comprises of 400 highly qualified individuals spread across the globe

The Loss Forecasting Analyst for the U.S. Branded Cards Risk Management will be working in a best in class, dynamic Risk organization that drives sustainable growth within our Risk Appetite. This dynamic individual will collaborate closely with Risk and Business product leads, Independent Risk, Collections and Finance on critical components (losses & delinquencies) which are instrumental to the health, soundness, and continued growth of a cards business with ~$80Bn in loans

Responsibilities:

• Lead risk financial forecasting efforts, including designing and maintaining complex credit loss and financial risk forecasting models
• Conduct cost of credit and delinquency analyses and monitoring product trends to identify key areas of risks-opportunities
• Identify, track and report on initiatives, performance results and emerging trends to senior management
• Establish cross-functional partnerships and networks in order to support the loss forecast execution
• Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency, as well as effectively supervise the activity of others and create accountability with those who fail to maintain these standards.
• Execute risk financial forecasting efforts, including designing and maintaining complex credit loss and financial risk forecasting models, conducting cost of credit analyses, and monitoring product trends to identify key areas of risks-opportunities
• Track and report on initiatives, performance results and emerging trends to senior management
• Establish cross-functional partnerships and networks in order to support the loss forecast execution
• Reconcile detailed financial data from disparate data sources for each of the covered portfolios, presentations and memos provided to regulators, business leaders and external auditors
• Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency, as well as effectively supervise the activity of others and create accountability with those who fail to maintain these standards.

Qualifications:

• 6 years of experience in credit card risk management or equivalent training and experience preferably in the financial services industry
• Proven ability to apply credit and risk principles toward business goals
• Demonstrated ability to synthesize and prioritize
• Strong drive to deliver results in a fast-paced environment, including ability to work independently, prioritize workload, demonstrate attention to detail and meet deadlines
• Demonstrated interpersonal, organizational and analytic skills
• Ability to develop partnerships across multiple business and functional areas

Education:

• Bachelor's Degree in business, statistics, mathematics, economics, or equivalent experience
• Master's degree preferred

?

-------------------------------------------------

Job Family Group:

-------------------------------------------------

Job Family:

------------------------------------------------------

Time Type:

------------------------------------------------------

Primary Location:

------------------------------------------------------

Primary Location Salary Range:

------------------------------------------------------

Citi is an equal opportunity and affirmative action employer.

Qualified applicants will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

Citigroup Inc. and its subsidiaries ("Citi") invite all qualified interested applicants to apply for career opportunities. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review .

View the "EEO is the Law" poster. View the EEO is the Law Supplement.

View the .

View the Pay Transparency Posting