What are the responsibilities and job description for the Michigan Schools and Government Credit Union position at Hired In Michigan Community Empowerment?
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With guaranteed returns and great rates, MSGCU Certificates of Deposit are a risk-free option to grow your savings faster.
Learn More
Save over $600 on closing costs through September 30, with expert, local mortgage guidance from True Preapproval to closing.
Learn More
In addition to the steps we take to protect your information, there are things you can do to secure your personal information as well.
Learn More
Stop by a branch from the comfort of your home with Video Banking.
Learn More
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SCAM ALERTS
See how fraudsters are trying to get access to your information… and tips to keep it safe.
See scam alerts
$99 MORTGAGE PROCESSING*
Save more than $600 and get expert, local guidance from True Preapproval to closing.
Learn more
REWARDS JUST GOT MORE REWARDING!
Turn every purchase into more, with 1.5% cash back on everything.
Learn more
NEW ONLINE AND MOBILE BANKING FEATURES ARE HERE!
Discover our new upgrades designed to make managing your finances easier and more convenient.
Learn more
Msgcu Team Members Love Their Work And It Shows
We’ve just been named a Top Workplace by the Detroit Free Press for the 13th year in a row.
Learn more
INTRODUCING GREENLIGHT
Set your family up for financial success with Greenlight. Kids and teens learn smart money habits by earning, saving, and spending with the Greenlight debit card and app.
Learn more
YOUR HOME. YOUR OPTIONS.
Whether you’re thinking about improving your space or making a move, start with a conversation that helps you see what’s possible.
Start with clarity
WE CHAMPION GUARANTEED RETURNS
Get a risk-free Certificate of Deposit with a seriously great rate to grow your savings faster.
Learn more
SHARE THE LOVE OF MSGCU AND YOU'LL BOTH BE REWARDED
Love MSGCU? It’s easy to refer family and friends. We’d love to be their Financial Champion, too.
Learn more
GROW YOUR SAVINGS WITH ROLL UP THE CHANGE
Automatically save the change from everyday purchases with your MSGCU Visa Debit Card.
Learn more
JOIN OUR TEAM!
We thrive on helping members achieve financial success and are looking for others who want to do the same.
Become a financial champion
IF YOU LIVE IN MICHIGAN, YOU CAN BANK WITH US
MSGCU began in 1954 as the financial champion of educators and government employees. Today we welcome all Michiganders, from teachers to bakers to viral video makers.
Become a member
SCAM ALERTS
See how fraudsters are trying to get access to your information… and tips to keep it safe.
See scam alerts
$99 MORTGAGE PROCESSING*
Save more than $600 and get expert, local guidance from True Preapproval to closing.
Learn more
REWARDS JUST GOT MORE REWARDING!
Turn every purchase into more, with 1.5% cash back on everything.
Learn more
NEW ONLINE AND MOBILE BANKING FEATURES ARE HERE!
Discover our new upgrades designed to make managing your finances easier and more convenient.
Learn more
Msgcu Team Members Love Their Work And It Shows
We’ve just been named a Top Workplace by the Detroit Free Press for the 13th year in a row.
Learn more
INTRODUCING GREENLIGHT
Set your family up for financial success with Greenlight. Kids and teens learn smart money habits by earning, saving, and spending with the Greenlight debit card and app.
Learn more
YOUR HOME. YOUR OPTIONS.
Whether you’re thinking about improving your space or making a move, start with a conversation that helps you see what’s possible.
Start with clarity
WE CHAMPION GUARANTEED RETURNS
Get a risk-free Certificate of Deposit with a seriously great rate to grow your savings faster.
Learn more
SHARE THE LOVE OF MSGCU AND YOU'LL BOTH BE REWARDED
Love MSGCU? It’s easy to refer family and friends. We’d love to be their Financial Champion, too.
Learn more
GROW YOUR SAVINGS WITH ROLL UP THE CHANGE
Automatically save the change from everyday purchases with your MSGCU Visa Debit Card.
Learn more
JOIN OUR TEAM!
We thrive on helping members achieve financial success and are looking for others who want to do the same.
Become a financial champion
IF YOU LIVE IN MICHIGAN, YOU CAN BANK WITH US
MSGCU began in 1954 as the financial champion of educators and government employees. Today we welcome all Michiganders, from teachers to bakers to viral video makers.
Become a member
SCAM ALERTS
See how fraudsters are trying to get access to your information… and tips to keep it safe.
See scam alerts
We champion goals with great rates.
3.74%
APR*
All Rates Apply
15-Month CD
4.25%
APY*
Investment Rates Apply
As low as
6.49%
APR*
All Rates Apply
We help you, every step of the way.
QuickPay
Upcoming Workshops
Education
Financial Calculators
24/7 Access
Supporting our communities
MSGCU gives back to the Michigan communities that our members call home.
Thank you for supporting the Cereal Drive!
Thank you for supporting the
Cereal Drive!
MSGCU members, team members, and the community donated 1,800 boxes of cereal to ensure kids who rely on school meal programs have breakfast during the summer.
Read more
Scholarship Honorees Announced
Congratulations to the 2026 scholarship recipients!
We are proud to award more than $150,000 in scholarships to students, educators, and those pursuing careers in skilled trades or as first responders.
View honorees
Giving Back 2026
Giving back to the communities we serve
We're proud to make a positive impact by supporting those who do so much for our communities. See what local organizations have received a $1,000 donation through our Giving Back initiative.
See recipients
Not for profit. All for members.
Members and communities are at the center of everything that we do. Anyone in Michigan can bank with us, and we’re here to help all our members reach their financial goals.
Join MSGCU
Call 1.866.MSGCU4U
1.866.674.2848
1.586.263.8800
Michigan Schools & Government Credit Union is federally insured by the National Credit Union Administration.
Pay your loan in Online Banking or the MSGCU Mobile App
See other ways to pay your loan.
Silvercloud search input
Membership Status
New to MSGCU?
It's simple and secure to open an MSGCU membership online. Our application usually takes less than 10 minutes and you can fund your new account right away.
Apply & Join
Applying in person? Visit the branch nearest you »
Already a member?
Simply log in to Online Banking and select New Accounts. You can open Savings and Checking accounts, as well as CDs, in just a matter of minutes.
Log in & Open
Interested in a loan or a credit card? Apply here »
Opens in new window
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Word Download
Excel Download
PowerPoint Download
Document Download
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This website is AudioEye enabled and is being optimized for accessibility. To open the AudioEye Toolbar, press "shift =". Some assistive technologies may require the use of a passthrough function before this keystroke. For more information, activate the button labeled "Explore your accessibility options".
- Join
- Make a Loan Payment
- Locations
- Rates
- Contact
- Chat
- Bank
- Online and Mobile Banking
- 24/7 Account Access
- Bank with Ease
- Checking
- Savings
- Greenlight
- CDs & IRAs
- Credit Cards
- Investment Planning
- Direct Deposit
- Automatic Funds Transfer
- Money Orders
- VISA Gift Card
- Wire Transfers
- Safe Deposit Boxes
- Night Depository
- Business Essentials
- Simplified Employee Pension (SEP) Plan
With guaranteed returns and great rates, MSGCU Certificates of Deposit are a risk-free option to grow your savings faster.
Learn More
- Join MSGCU
- Savings Rates
- Contact Us
- Routing Number: 272480173
- Borrow
- Mortgages
- Home Equity
- Move or Improve
- Credit Cards
- Vehicle Loans
- Personal Loans
- Classroom Loans
- First Responder Loans
- Business Loans
- QuickPay
- Automatic Loan Payment
- Credit Report
- Insurance
Save over $600 on closing costs through September 30, with expert, local mortgage guidance from True Preapproval to closing.
Learn More
- Apply For A Loan
- Loan Rates
- Ways To Pay Your Loan
- Contact Us
- Learn
- Classroom Presentations
- Workshops
- Workplace Education
- Financial Counseling
- Interactive Financial Education
- Blog
- Financial Education Options
- Rates
- Financial Calculators
- Apply For A Loan
- Ways To Pay Your Loan
- Resources For Educators
- Resources For Government Employees
- Resources For Businesses
- Resources for Students & Young Adults
- Security Center
- Scam Alerts
In addition to the steps we take to protect your information, there are things you can do to secure your personal information as well.
Learn More
- Join MSGCU
- Community Support
- Careers
- Contact Us
- Explore
- Contact Michigan Schools & Government Credit Union
- Call Center
- Lost or Stolen Cards
- FAQs
- Find A Branch Or ATM
- Macomb County Branches
- Oakland County Branches
- Wayne County Branches
- Washtenaw County Branches
- Holiday Closings
- Become A Member
- Business Membership
- Membership Rewards
- Switch To MSGCU
- Member Referral
- The MSGCU Difference
- Community Support
- Classroom Cash Grants
- Scholarships
- Careers
- News
- Newsletters
Stop by a branch from the comfort of your home with Video Banking.
Learn More
- Join MSGCU
- Current Rates
- Apply For A Loan
- Routing Number: 272480173
Menu
Close
- BANK
- 24/7 Account Access
- Compare your options
- Online and Mobile Banking
- Text Banking
- Phone Banking
- Bank with Ease
- See your options
- Bill Pay
- Credit Score
- Mobile Deposit
- QuickPay
- eStatements
- Preference Center
- Checking
- Compare your options
- Checking Account
- Fresh Start Checking Account
- Achieve Student Debit Account
- Money Market Checking Account
- Courtesy Pay
- Ordering Checks
- Debit/ATM Card
- Greenlight
- Savings
- Compare your options
- Regular Savings Account
- You-Name-It Savings Account
- Silver Savings Account
- Gold Savings Account
- Holiday Club Account
- Health Savings Accounts
- Youth Savings Programs
- CDs & IRAs
- Compare your options
- IRA
- IRA CD
- CD (Certificate of Deposit)
- Grow-With-Me CD
- Bump Your CD Rate
- Credit Cards
- Investment Planning
- Direct Deposit
- Automatic Funds Transfer
- Money Orders
- VISA Gift Card
- Wire Transfer
- Safe Deposit Box
- Night Depository
- Business Essentials
- Simplified Employee Pension (SEP) Plan
- BORROW
- Mortgages
- See your options
- Fixed-Rate Mortgage
- Realtor
- Adjustable-Rate Mortgage
- FHA Mortgage
- Condo Loans
- Jumbo Mortgage Loan
- Vacant Land Loan
- Construction Draw Loan
- Renovation Loan
- Home Goals
- Home Equity
- Compare your options
- Home Equity Loans
- Home Equity Line of Credit (HELOC)
- Credit Cards
- Compare your options
- Classic Visa Credit Card
- Youth Classic Visa Credit Card
- Titanium Visa Credit Card
- MSGCU Rewards Visa Credit Card
- Vehicle Loans
- See your options
- Car, Truck, and SUV Loans
- Car, Truck, and SUV Loans (Copy)
- RV Loans
- Powersports Vehicle Loans
- Boat Loans
- College Degree Auto Financing Program
- Member Auto Refinancing Program
- Personal Loans
- See your options
- Personal Line of Credit
- Personal Signature Loan
- Share Secured Loan
- Skip-A-Pay
- Classroom Loan
- First Responder Loan
- Business Loans
- QuickPay
- Automatic Loan Payment
- Credit Report
- Insurance
- See your options
- Guaranteed Asset Protection (GAP)
- Mechanical Repair Coverage (MRC)
- Life Insurance
- Home and Auto Insurance
- Insurance Service Center
- LEARN
- Classroom Education
- Workshops
- Workplace Education
- Financial Counseling
- Blog
- Rates
- See your options
- Savings Rates
- CD, IRA, and HSA Rates
- Loan Rates
- Mortgage Rates
- Business Account Rates
- Business Essentials Rates
- Financial Calculators
- Apply for a Loan
- See your options
- Classic VISA Credit Card Application
- Titanium VISA Credit Card Application
- New Auto Loan Application
- Used Auto Loan Application
- Auto Loan Application
- RV, Powersport, Motorcycle & Boat Loan Application
- Home Equity Closed-End Application
- Home Equity Line of Credit Application
- Interest-Only Home Equity Line of Credit Application
- Personal Line of Credit (Instant Credit) Application
- Personal Signature Loan Application
- Ways To Pay Your Loan
- Resources for Educators
- Resources for Government Employees
- Resources for Businesses
- Resources for Students & Young Adults
- How We Safeguard Your Account
- See your options
- Account Protection
- Account Monitoring
- Protect Yourself
- See your options
- Computer Protection
- Phone Protection
- Privacy Protection
- ATM Security
- Scam Alerts
- Financial Education Options
- Interactive Financial Education
- EXPLORE
- Contact Us
- Call Center
- Lost or Stolen Debit/Credit Cards
- FAQs
- Find a Branch or ATM
- Macomb County Branches
- See your options
- Chesterfield Township | 23 Mile, West of Jefferson
- Chesterfield Township | Hall Rd. and I-94
- Clinton Township | Garfield, South of 18 Mile
- Macomb Township | 26 Mile, West of Romeo Plank
- Saint Clair Shores | Little Mack, South of 10 Mile
- Shelby Township | 23 Mile East of Van Dyke
- Shelby Township | 26 Mile and Van Dyke
- Shelby Township | Hayes and 22 Mile
- Sterling Heights | Metro Parkway, East of Dequindre
- Sterling Heights | Mound and 18 Mile
- Warren | 14 Mile and Schoenherr
- Oakland County Branches
- See your options
- Bloomfield Township | Telegraph, North of Square Lake
- Commerce Township | N. Pontiac Trail, West of Haggerty
- Farmington Hills | Orchard Lake, North of 13 Mile
- Madison Heights | 12 Mile, West of John R
- Rochester Hills | Rochester Rd. and Hamlin
- Royal Oak | Woodward, North of 13 Mile
- Troy | Crooks, South of Long Lake
- Wayne County Branches
- See your options
- Livonia | Farmington and 8 Mile
- Washtenaw County Branches
- Holiday Closings
- Become a Member
- Business Membership
- Membership Rewards
- Switch to MSGCU
- Member Referral
- The MSGCU Difference
- Community Support
- Classroom Cash Grants
- Scholarships
- Careers
- News
- Newsletters
SCAM ALERTS
See how fraudsters are trying to get access to your information… and tips to keep it safe.
See scam alerts
$99 MORTGAGE PROCESSING*
Save more than $600 and get expert, local guidance from True Preapproval to closing.
Learn more
REWARDS JUST GOT MORE REWARDING!
Turn every purchase into more, with 1.5% cash back on everything.
Learn more
NEW ONLINE AND MOBILE BANKING FEATURES ARE HERE!
Discover our new upgrades designed to make managing your finances easier and more convenient.
Learn more
Msgcu Team Members Love Their Work And It Shows
We’ve just been named a Top Workplace by the Detroit Free Press for the 13th year in a row.
Learn more
INTRODUCING GREENLIGHT
Set your family up for financial success with Greenlight. Kids and teens learn smart money habits by earning, saving, and spending with the Greenlight debit card and app.
Learn more
YOUR HOME. YOUR OPTIONS.
Whether you’re thinking about improving your space or making a move, start with a conversation that helps you see what’s possible.
Start with clarity
WE CHAMPION GUARANTEED RETURNS
Get a risk-free Certificate of Deposit with a seriously great rate to grow your savings faster.
Learn more
SHARE THE LOVE OF MSGCU AND YOU'LL BOTH BE REWARDED
Love MSGCU? It’s easy to refer family and friends. We’d love to be their Financial Champion, too.
Learn more
GROW YOUR SAVINGS WITH ROLL UP THE CHANGE
Automatically save the change from everyday purchases with your MSGCU Visa Debit Card.
Learn more
JOIN OUR TEAM!
We thrive on helping members achieve financial success and are looking for others who want to do the same.
Become a financial champion
IF YOU LIVE IN MICHIGAN, YOU CAN BANK WITH US
MSGCU began in 1954 as the financial champion of educators and government employees. Today we welcome all Michiganders, from teachers to bakers to viral video makers.
Become a member
SCAM ALERTS
See how fraudsters are trying to get access to your information… and tips to keep it safe.
See scam alerts
$99 MORTGAGE PROCESSING*
Save more than $600 and get expert, local guidance from True Preapproval to closing.
Learn more
REWARDS JUST GOT MORE REWARDING!
Turn every purchase into more, with 1.5% cash back on everything.
Learn more
NEW ONLINE AND MOBILE BANKING FEATURES ARE HERE!
Discover our new upgrades designed to make managing your finances easier and more convenient.
Learn more
Msgcu Team Members Love Their Work And It Shows
We’ve just been named a Top Workplace by the Detroit Free Press for the 13th year in a row.
Learn more
INTRODUCING GREENLIGHT
Set your family up for financial success with Greenlight. Kids and teens learn smart money habits by earning, saving, and spending with the Greenlight debit card and app.
Learn more
YOUR HOME. YOUR OPTIONS.
Whether you’re thinking about improving your space or making a move, start with a conversation that helps you see what’s possible.
Start with clarity
WE CHAMPION GUARANTEED RETURNS
Get a risk-free Certificate of Deposit with a seriously great rate to grow your savings faster.
Learn more
SHARE THE LOVE OF MSGCU AND YOU'LL BOTH BE REWARDED
Love MSGCU? It’s easy to refer family and friends. We’d love to be their Financial Champion, too.
Learn more
GROW YOUR SAVINGS WITH ROLL UP THE CHANGE
Automatically save the change from everyday purchases with your MSGCU Visa Debit Card.
Learn more
JOIN OUR TEAM!
We thrive on helping members achieve financial success and are looking for others who want to do the same.
Become a financial champion
IF YOU LIVE IN MICHIGAN, YOU CAN BANK WITH US
MSGCU began in 1954 as the financial champion of educators and government employees. Today we welcome all Michiganders, from teachers to bakers to viral video makers.
Become a member
SCAM ALERTS
See how fraudsters are trying to get access to your information… and tips to keep it safe.
See scam alerts
We champion goals with great rates.
- Auto Loans
- Certificate of Deposit
- Home Equity
3.74%
APR*
All Rates Apply
15-Month CD
4.25%
APY*
Investment Rates Apply
As low as
6.49%
APR*
All Rates Apply
We help you, every step of the way.
QuickPay
Upcoming Workshops
Education
Financial Calculators
24/7 Access
Supporting our communities
MSGCU gives back to the Michigan communities that our members call home.
Thank you for supporting the Cereal Drive!
Thank you for supporting the
Cereal Drive!
MSGCU members, team members, and the community donated 1,800 boxes of cereal to ensure kids who rely on school meal programs have breakfast during the summer.
Read more
Scholarship Honorees Announced
Congratulations to the 2026 scholarship recipients!
We are proud to award more than $150,000 in scholarships to students, educators, and those pursuing careers in skilled trades or as first responders.
View honorees
Giving Back 2026
Giving back to the communities we serve
We're proud to make a positive impact by supporting those who do so much for our communities. See what local organizations have received a $1,000 donation through our Giving Back initiative.
See recipients
Not for profit. All for members.
Members and communities are at the center of everything that we do. Anyone in Michigan can bank with us, and we’re here to help all our members reach their financial goals.
Join MSGCU
Call 1.866.MSGCU4U
1.866.674.2848
1.586.263.8800
- Chat Now
- Branches & ATMs
- Contact Us Online
- LinkedIn
- Routing & Transit Number: 272480173
- Make a Loan Payment
- Protect Your Account
- Current Rates
- Careers
Michigan Schools & Government Credit Union is federally insured by the National Credit Union Administration.
- © 2026 MSGCU. All rights reserved.
- Disclosures & Fees
- Privacy Policy
- Website Accessibility
- Sitemap
Pay your loan in Online Banking or the MSGCU Mobile App
- Select Transfers to pay with MSGCU funds
- Select QuickPay to pay with funds from another bank or credit union (learn more)
See other ways to pay your loan.
Silvercloud search input
Membership Status
New to MSGCU?
It's simple and secure to open an MSGCU membership online. Our application usually takes less than 10 minutes and you can fund your new account right away.
Apply & Join
Applying in person? Visit the branch nearest you »
Already a member?
Simply log in to Online Banking and select New Accounts. You can open Savings and Checking accounts, as well as CDs, in just a matter of minutes.
Log in & Open
Interested in a loan or a credit card? Apply here »
Opens in new window
PDF Download
Word Download
Excel Download
PowerPoint Download
Document Download
close carousel
Salary : $150,000