What are the responsibilities and job description for the Auto Loan Underwriter/Credit Analyst position at High Country Search Group?
A rapidly growing lending services group is hiring multiple FULLY REMOTE Auto Loan Underwriters/Leasing Specialists to support its expanding nationwide auto lending portfolio. This role is ideal for experienced underwriters who thrive in fast-paced, high-volume environments and are looking to join a collaborative, high-performance remote team.
This is a contract-to-hire opportunity with flexibility, strong leadership, and long-term growth into senior or supervisory roles.
Compensation & Perks:
- Hourly pay: $25–$29/hour
- 100% remote
- Equipment provided (laptop, dual monitors)
- Shift: Tuesday - Saturday, 12:00 PM – 9:00 PM MST - FULLY REMOTE
- Strong promotion-from-within culture with advancement opportunities
- Competitive benefits offered upon conversion (401k with 8% match, tuition reimbursement, PTO, holiday and cultural celebrations, and more)
- Must reside in: Colorado, Illinois, Texas, Arizona, Florida, Washington, Georgia, Virginia, or Hawaii
What You’ll Do:
- Underwrite auto loans and leases for 100 credit union clients nationwide
- Communicate with dealers and credit union partners to negotiate loan terms
- Render decisions based on guidelines, including DTI, LTV, PTI, credit reports, dealer risk, and other criteria
- Apply decisions across multiple origination systems and document rationale
- Follow up on approvals and assist with funding to maximize conversion
- Monitor dealer productivity and support the improvement of look-to-book ratios
- Partner with fraud and compliance teams during loan review and approvals
- Participate in internal process improvement and software testing projects
- Collaborate with a team of 40 underwriters and supervisors across the country
- Uphold underwriting SLAs and deliver timely, accurate decisions in a dynamic environment
Who We’re Looking For:
- 5 years of underwriting or credit analysis experience in indirect auto lending or other lending environments REQUIRED
- Experience with indirect auto, direct auto, or even consumer lending experience. - REQUIRED
- Familiarity with credit union clients or financial institutions (preferred)
- Prior experience with systems like L360, MeridianLink, or Ideal (HIGHLY preferred)
Job Type: Full-time
Pay: $25.00 - $29.00 per hour
Benefits:
- 401(k) 8% Match
- Dental insurance
- Health insurance
- Life insurance
- Paid time off
- Parental leave
- Vision insurance
Education:
- High school or equivalent (Required)
Experience:
- Meridian Link software: 3 years (Preferred)
- L360 software: 3 years (Preferred)
- Indirect Auto Underwriting: 3 years (Required)
- Auto Underwriting: 3 years (Required)
Work Location: Remote
Salary : $25 - $29