What are the responsibilities and job description for the Loan Operations Administrator & Processor position at Hiawatha National Bank?
Commercial Loan Processor:
- Pull flood determinations, UCC searches and conducts necessary searches and research prior to loan closings.
- Review Title Work for any requirements or issues that need to be addressed.
- Determine, prepare and review appropriate loan documentation for respective closing and/or renewals in LaserPro (Loan Documentation software) accordance with loan policy guidelines and compliant with regulatory requirements.
- Perform departmental duties as required to maintain adequate workflow.
- Follow all established security and internal control procedures to protect the assets of the bank and its customers.
- Review attorney-prepared loan documents for accuracy, regulatory compliance, and adherence to lender's requirements, with attention paid to rate, terms, conditions, covenants, guarantees, etc.
- Perform other task, functions or other projects as assigned.
The duties and skills outlined in this job description require performance factors that allow a person to meet or exceed the expectations of the bank in successfully performing the role:
- Attention to detail: Demonstrates a high level of accuracy, attention to detail and can review work for errors.
- Maintain an advanced level of knowledge encompassing all systems & process that pertain to the position.
- Participate in training to ensure knowledge of all pertinent procedure and regulatory requirements to perform all aspects of this position in a competent manner.
- Ability to manage and prioritize high volume work independently and in a team-oriented environment with minimal supervision in a fast-paced office.
- Ability to accept, support, and implement continuous change.
- Self-motivated and eager to take on new challenges.
- High level of organization, analytical and problem-solving abilities in time sensitive situations.
- High level of integrity and confidentiality required.
EDUCATION AND/OR EXPERIENCE:
High School Diploma or GED acceptable, College Degree a plus
2-year College Degree or 4 years related experience
TECHNICAL SKILLS REQUIRED:
- Prior banking experience with knowledge of applicable banking regulations or policies.
- Prior experience in commercial loan documentation is preferred.
- Prior knowledge of LaserPro is preferred.
- Proficient in the use of Microsoft Products (Outlook, Teams, Word, Excel, etc.)
- Excellent verbal and written communication skills, and ability to effectively present information and respond to questions from groups of managers, internal staff and customers.
Job Type: Full-time
Benefits:
- 401(k)
- Dental insurance
- Flexible spending account
- Health insurance
- Life insurance
- Paid time off
- Vision insurance
Education:
- High school or equivalent (Preferred)
Experience:
- Data entry: 2 years (Preferred)
- Loan Processing: 2 years (Preferred)
Work Location: In person