What are the responsibilities and job description for the Mortgage Loan Processor position at Haus Capital Corporation?
Job Title: Mortgage Loan Processor
Location: Saratoga Springs
Employment Type: Full-Time
Position Summary:
We are seeking a detail-oriented, organized, and proactive Mortgage Loan Processor to join our team. The Mortgage Loan Processor is responsible for managing the documentation and communication required to move mortgage loan files from application through closing. This role ensures accuracy, efficiency, and compliance throughout the loan process while maintaining a strong focus on customer service and communication with all parties involved.
Key Responsibilities:
- Review loan applications and documentation for accuracy, completeness, and compliance with lending guidelines.
- Collect and verify borrower documents including income, assets, credit reports, and title documentation.
- Work closely with mortgage loan originators (MLOs), underwriters, title companies, and other third-party vendors to ensure timely and accurate loan processing.
- Submit and follow up on verifications (VOE, VOD, VOM, etc.) and resolve documentation discrepancies.
- Maintain detailed notes and loan status updates in the loan origination system (LOS).
- Ensure all required disclosures and documentation are in place prior to underwriting and closing.
- Prepare files for submission to underwriting and follow up on any conditions or stipulations.
- Communicate professionally and effectively with clients to obtain necessary documents and provide status updates.
- Ensure compliance with company policies, investor guidelines, and state/federal regulations.
- Coordinate closing logistics and confirm that all closing documents are complete and accurate.
Qualifications:
- Minimum 2 years of experience in mortgage loan processing or a related role preferred.
- Familiarity with mortgage products, loan origination systems, and investor/lender guidelines.
- Strong organizational skills and attention to detail.
- Excellent written and verbal communication skills.
- Ability to manage multiple files and meet deadlines in a fast-paced environment.
- Knowledge of regulatory requirements including TRID, RESPA, and ECOA is a plus.
Benefits:
- Competitive compensation
- Health insurance
- 401(k)
Job Type: Full-time
Pay: $20.00 - $25.00 per hour
Benefits:
- 401(k)
- Dental insurance
- Health insurance
- Vision insurance
Experience:
- mortgage loan processing: 2 years (Required)
Location:
- Ballston Spa, NY 12020 (Preferred)
Shift availability:
- Day Shift (Required)
Work Location: In person
Salary : $20 - $25