Underwriting Intern

WHO WE ARE:

Harford Mutual Insurance Group is a growing, dynamic mutual insurance carrier providing commercial property and casualty insurance products and services to a regional market. Headquartered in Harford County, Maryland, Harford Mutual offers a positive, diverse, and inclusive work environment with a rich company culture. Founded in 1842 on the principles of mutuality, we believe in insuring opportunity through mutual success® for our policyholders, agents, communities, and employees, and invite our employees to continue that tradition with respect, integrity, exemplary service, and personal responsibility.

Listed within this posting is the anticipated salary range for this position, plus variable incentive compensation. The final salary offered to a successful candidate may vary and will be dependent on several factors that include, but are not limited to, your business experience, education, and individual capacity. Harford Mutual is a multi-state employer, and this salary range may not reflect positions that work in other states.

THE OPPORTUNITY:

Support the Commercial Business Team during the summer of 2027.  This position is for individuals currently enrolled in an accredited college or university, pursuing career opportunities in Risk and Insurance Management or related field. 

WHAT YOU’LL DO:

• Support Underwriting through the performance of specific tasks – including, but not limited to underwriting of new business files, processing policy changes, and review of supplemental information (loss runs, MVR’s, financial data, inspections, etc.)
• Receive hands-on training in a variety of areas including Harford Mutual appetite, target classes, underwriting processes, systems, and general insurance knowledge
• Collaborate with other intern(s) to create and present a project on a to-be-determined underwriting topic to senior management

WHAT YOU’LL BRING:

• Must be a full-time undergraduate or graduate student pursuing a degree in Risk and Insurance Management or related field.

WHO YOU ARE:

• Strong oral, written, and interpersonal communications skills
• Resourceful/Problem Solver
• Strong collaborating skills, and an ability to work effectively both independently and as part of a team
• Comfortable in a fast-paced environment with frequent deadlines; high energy, self-motivated and proactive

KEY BENEFITS GAINED FROM INTERNSHIP

• Coached and mentored by Harford Mutual leadership.
• Acquire relevant underwriting experience.
• Gain technical foundation and acquire leadership skills, along with cross-functional process knowledge.
• Work on tasks that have a measurable impact on our business.

PHYSICAL DEMANDS & WORK ENVIRONMENTAL FACTORS:

The physical demands described above are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions.

EEO STATEMENT:

Harford Mutual Insurance Group provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws. This policy applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation and training.

Most new hires fall within this range and have the opportunity to earn more over time. Initial placement within the salary range, however, is based on an individual's relevant knowledge, skills and experience for the position.

Base salary is only one component of our competitive Total Rewards package. To learn more, please visit the Perks & Benefits on our website.

Salary : $15 - $21