Loan Operations Procressor/Specialist

Are you looking for a rewarding career? Look no further than Harford Bank, where we are committed to your growth and success. We believe in investing in our people by providing a supportive and inclusive environment that fosters collaboration, community pride, and personal development. We are made up of passionate individuals who are dedicated to delivering exceptional customer service and driving positive change in the areas we serve. "Community is our Strength" is more than just our tagline, it's how we operate.

At Harford Bank, we pride ourselves on following "The Harford Bank Way", a set of core values that shape our approach to banking and our commitment to our customers, the community, and ethical practices. These values define who we are and how we conduct business. You will lead by example and drive our culture to be infused in every activity with every team member.

Summary

The Loan Operations Processor/Specialist is involved in all aspects of processing the loan, to include, creating documents, boarding and booking loans, as well as loan maintainance, etc.

Responsibilities

Responsibilities:

• Prepares loan documentation from Laser Pro for consumer/ mortgage/commercial loan settlements.
• Inputs new loans into the core and sets up payment schedules according to loan documentation.
• Performs file maintenance as necessary on existing loan portfolio, including the processing of payments, corrections to account postings, and resolving customer service needs.
• Perfects bank's lien mortgages and deeds of trust.
• Complete closing disclosures following TRID.
• Files liens for vehicle loans.
• Organizes loan files with all required documentation.
• Ensures all noted exception items are tracked and cleared in a timely manner.
• Responsible for monitoring and tracking UCC filings, hazard and flood insurance, and other required items.
• Ability to perform reconciliation of general ledger settlement accounts. Ensures that daily and monthly general ledger reconciliations are complete and accurate and necessary research is performed on all outstanding items.
• Performs input of wire transfers for settlements.
• Interacts with loan officers when needed to ensure proper adherence to procedures and policies.
• A minimum of 2 years’ banking experience is required.
• Understanding/working knowledge of TRID closing disclosures is strongly preferred.
• Experience with document prep strongly preferred.
• Proven knowledge of loan information systems, particularly Laser Pro is strongly preferred.
• Hands on experience in the processing of various loans to include commercial, consumer and mortgage.
• Demonstrated decision-making.
• Excellent communications skills.
• Ability to provide prompt service and timely decisions within a fast-paced environment, managing changing deadlines.
• Proven ability to interact with internal and external customers in a professional manner to provide exceptional customer service.
• Must be a team player and able to work with individuals across the bank.
• Collaborative approach to business solutions.
• Outstanding motivation and drive for team excellence.
  
  

Compensation is directly tied to experience as it relates to the role.

Harford Bank is an Equal Opportunity/Affirmative Action employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, Protected Veteran status, and sexual orientation/gender identity.