Chief Financial Officer

Location: Affiliate Office

Mission: Seeking to put God’s love into action, Habitat for Humanity brings people together to build homes, communities and hope.

Job Title

Chief Financial Officer (CFO)

Reports To

CEO

Employment Type

Employee

FLSA Status

Full Time - Exempt

Date

May 11, 2026

Location

Altamonte Springs, FL

Remote

No

 Job Description

The Chief Financial Officer (CFO) is a strategic partner to the CEO and leadership team, responsible for overseeing all financial aspects of the affiliate’s operations. This role ensures the organization’s financial health, sustainability, and compliance while advancing the mission of providing affordable housing solutions. The CFO will lead financial planning looking into the future, reporting, budgeting, and risk management, supporting both operational excellence and long-term growth. As an integral member of the Executive Team, the CFO will provide financial guidance, leadership and actionable recommendations to the CEO and other senior leaders. Direct reports for the CFO will include Accounts Payable Clerk and 1 Compliance Specialist.

Key Responsibilities

Strategic Financial Leadership

• Serve as a key advisor to the CEO, Chief Construction Officer, members of the Executive team and Board of Directors on financial strategy and sustainability
• Develop and implement financial strategies aligned with the affiliate’s mission and goals
• Provide financial analysis and guidance on all activities, plans, targets, and business drivers

Financial Management & Reporting

• Oversee preparation of monthly, quarterly, and annual financial statements
• Ensure compliance with GAAP and nonprofit and construction accounting standards
• Manage annual audit process and serve as primary liaison with external auditors
• Present financial reports to the Board of Directors and Finance Committee

Budgeting & Forecasting

• Lead long-term financial planning, forecasting and cost management
• Lead the annual budgeting process and ongoing financial forecasting
• Monitor organizational performance against budget and provide variance analysis
• Support department leaders in financial planning and resource allocation

Compliance & Risk Management

• Ensure compliance with federal, state, and local regulations, including grant and donor restrictions
• Develop and maintain internal controls to safeguard organizational assets
• Oversee insurance, contracts, and financial risk mitigation strategies

Treasury & Cash Management

• Manage cash flow, investments, and banking relationships
• Oversee financing strategies, including lines of credit, mortgages, and capital projects
• Ensure adequate liquidity for operations and growth initiatives

Team Leadership

• Supervise and mentor finance and accounting staff
• Foster a culture of accountability, transparency, and continuous improvement
• Build systems and processes that enhance efficiency and scalability
• Manage, mentor and develop direct reports, managing work delegation and allocation, training, problem resolution, performance evaluation, and the building of an effective team dynamic.
• Serve as the recognized leader and teacher for financial education within the organization.
• Proactively lead with open lines of communications, keeping the CEO and organizational leaders informed of all critical and foreseeable issues.
• Advise the CEO, Board of Directors and Executive Team on Financial planning budgeting, cash flow, investment priorities, and policy matters.
• Manage, coordinate and monitor the implementation and evaluation of all financial strategies initiatives.

Mission Integration

• Collaborate with program and development teams to align financial practices with mission delivery
• Support grant applications, reporting, and compliance related to funding sources
• Contribute to strategic initiatives that expand affordable housing impact

Qualifications

Education & Experience

• Bachelor’s degree in Finance, Accounting, or related field (CPA or MBA preferred)
• Minimum of 7–10 years of progressive financial leadership experience
• Experience in construction and nonprofit accounting, preferably within housing, construction, or community development. Construction accounting is a must.

Skills & Competencies

• Strong knowledge of nonprofit financial management and compliance
• Strategic thinking with hands-on operational capability
• Excellent analytical, organizational, and problem-solving skills
• Effective communicator with experience presenting to boards and stakeholders
• Proficiency in financial systems and software

Preferred Attributes

• Passion for affordable housing and community impact
• Experience working with diverse stakeholders, including volunteers and donors
• Familiarity with grant management and restricted funding

Compensation & Benefits

• Competitive salary commensurate with experience
• Benefits package may include health insurance, retirement plan, paid time off, and professional development opportunities

How To Apply

Interested candidates should submit a resume and cover letter outlining their qualifications and commitment to the mission to Penny Seater, pseater@habitat-sa.org.  

Customer Service Excellence, Positive Workplace

Preceding job responsibilities or title, all employees of the Habitat Seminole-Apopka affiliate have a vital role in stewardship of all volunteers. Everyone has a role in creating a positive workplace, while creating a fun and meaningful experience for volunteers. We honor the time, talent, and treasure of each contributor. Every volunteer is an extension of our workforce team, and together we build strength, stability, and self-reliance through shelter.

All duties are performed with excellence with particular attention to customer service both internal and external. Internally customer service includes co-workers, homebuyers, Board of Directors, and volunteers. Externally customer service includes phone inquiries, shoppers, and donors. Each individual we have a connection to is a potential donor or volunteer and can be presented with engagement opportunities such as store donations, monetary gifts, and volunteer time.

Habitat is an Equal Opportunity Employer and a Drug Free Workplace.

Reference checks, criminal background checks, and drug testing will be conducted prior to the start of employment.

This role offers a unique opportunity to combine financial leadership with meaningful community impact, helping families achieve strength, stability, and self-reliance through homeownership.