Financial Analyst

Major Duties and Responsibilities

• Maintains and enhances databases by entering, verifying, validating, and backing up data; reconciles transactions by reviewing, comparing, and correcting discrepancies.
• Inputs credit union data for financial modeling; maintains models through regular review, updating methodologies, and ensuring accuracy of both data inputs and outputs.
• Prepares periodic financial and management reports for senior leadership and the board of directors; evaluates report findings and provides actionable recommendations.
• Identifies and monitors trends across reporting, modeling, and financial markets; interprets data, evaluates methodologies, and develops insights that inform strategic decision‑making.
• Conducts comparative and variance analyses to recommend operational or financial improvements; reviews proposed changes in processes, methods, or materials, coordinating information requirements across teams.
• Collaborates with cross‑functional teams to support organizational goals and drive alignment across financial, operational, and strategic initiatives.
• Improves financial performance by creating process efficiencies through automation and providing actionable recommendations to management and senior leadership.

Must comply with applicable laws and regulations, including but not limited to, the Bank Secrecy Act, the Patriot Act, and the Office of Foreign Assets Control.

Knowledge and Skills
Experience
1 years of similar or related experience; or equivalent combination of education and experience. General understanding of interest rate risk and liquidity risk and approaches to quantifying and modeling these risks required. Experience with quantitative models used for risk management, including ALM and liquidity risk management preferred.

Education/Certifications/Licenses
Bachelor’s degree (B. A.) in Finance, Accounting, or Economics

Other Skills
Knowledge of accounting principles generally accepted in the United States of America, basic characteristics of financial assets and liabilities, and basic statistical analysis. Ability to work standard personal computers (including peripheral equipment), ten-key calculator, typing 30-40 words per minute, view a computer terminal for varying periods of time, and to learn and retain the proper use of office equipment, including facsimile machines and photocopies.

Must be able to work with various PC software. Strong ability to read, analyze and interpret financial reports and legal documents; performs complex calculations; effectively researches, analyzes and evaluates information to make decisions, solve problems and achieve goals; strong project management skills desired.

Must be proficient in Microsoft Excel to perform data analysis and visualization. Ability to create pivot tables and charts, filter and sort data, use lookup functions, and write formulas required. Experience in Microsoft Power BI preferred.

ADA Requirements
Physical Requirements
Is able to bend, sit, and stand in order to perform primarily sedentary work with limited physical exertion and occasional lifting of up to 10 lbs. Must be capable of climbing / descending stairs in an emergency situation.

Must be able to operate routine office equipment including computer terminals and keyboards, telephones, copiers, facsimiles, and calculators. Must be able to routinely perform work on computer for an average of 6-8 hours per day, when necessary. Must be able to work extended hours or travel off site whenever required or requested by management. Must be capable of regular, reliable and timely attendance.

Working Conditions
Must be able to routinely perform work indoors in climate-controlled private office with minimal noise.

Mental and/or Emotional Requirements
Must be able to perform job functions independently or with limited supervision and work effectively either on own or as part of a team. Must be able to read and carry out various written instructions and follow oral instructions. Must be able to complete basic mathematical calculations, spell accurately, and understand computer basics. Must be able to speak clearly and deliver information in a logical and understandable sequence.

Must be capable of dealing calmly and professionally with numerous different personalities from diverse cultures at various levels within and outside of the organization and demonstrate highest levels of customer service and discretion when dealing with the public. Must be able to perform responsibilities with composure under the stress of deadlines and other requirements for extreme accuracy and quality and/or fast pace. Must be able to effectively handle multiple, simultaneous, and changing priorities. Must be capable of exercising highest level of discretion on both internal and external confidential matters.