INSURANCE CLERK

       Job Description

                                                 Insurance Clerk 

Position Summary:  

The purpose of this job is to review and process all insurance documents internal and 3rd party provider documents, customer service for insurance, lender and assistant insurance correspondence, GBT insurance provider correspondence, insurance provider report review, distribution, and resolutions, manages, processes and update for insurance claims filed, and maintain records for insurance.

Essential Functions-Primary Responsibilities and Accountabilities (90%):

Reasonable Accommodations Statement

To accomplish this job successfully, an individual must be able to perform, with or without reasonable accommodation, each essential function satisfactorily. Reasonable accommodations can be made to help enable qualified individuals with disabilities to perform the essential functions.

Essential Task Statement(s)

   Branch Credit/Ownership (80%)

• Responsible for the process, review, and customer correspondence for all Insurance

customers and accounts.

• Ensure that all insurance documents are obtained, completed and/or delivered if applicable.

• Responsible for reviewing and disbursing reports to include contacting the insurance

provider, if necessary.

• Works with the lending staff to ensure all insurance is obtained and contains the correct

information.

• Reviews all necessary insurance documents for completeness and accuracy.

• Responsible for completing assigned training such as BAI and staying current on any

regulation/compliance/policy changes.

• Research and resolve customer problems, acting as the customer liaison between other

bank departments when necessary.

• Research and answer customer inquiries.
• Answer calls and emails from employees in a timely manner.
• Maintains confidentiality with exposure to confidential information and must not discuss bank business with others and only internally with employees on a need-to-know business basis.
• Ensure bank is in compliance with federal banking regulations including, but not limited to Bank Secrecy Act, OFAC, Community Reinvestment Act, American with Disabilities Act, Right to Financial Privacy Act, Gramm-Leach-Bliley Act, the Federal Reserve’s “lettered” regulations, and Insurance Clerk roles and responsibilities relating to each act.

   Customer Service (10%)

• Represent Guaranty Bank & Trust Company professionally, efficiently, and tactfully
• Acknowledge and greet customers with a smile, call customer by their name, ask if they need any additional assistance, thank customer at end of every conversation
• Ensure continuing development of professional relationships with management and colleagues. 
• Follow all bank policies and procedures
• Answer and assist in coming callers with questions and requests, subsequently route callers, as appropriate.
• Receive incoming bank visitors and assist in directing them appropriately.

Additional Functions-Secondary Responsibilities and Accountabilities (10%)

  Additional Task Statement(s)

• Work overtime, as needed. 
• Follow all bank policies and procedures
• Provide assistance toother departments as needed.
• Perform other duties that may be assigned and requested.

Position Qualifications

Education: Required – High School Diploma or equivalent.

Preferred – Post –secondary certificate or degree, experience will be considered.

Experience: Required – 1 to 2 years of experience in banking or a related area.

Preferred – 3 to 5 years of experience in banking or a related area.

  Licenses and 

Certifications: Required – None

Preferred – None

Position Requirements

 Competency Statement(s)

• Accountability (core value) –Always do what we say and hold one another accountable.
• Accuracy – Thorough with strict attention to detail; does work right the first time; identifies and corrects errors; produces complete and error free work.
• Active Listening – Gives full attention to what others are saying, attentive to others’ ideas and concerns; asks questions to clarify understanding.
• Conceptual Thinking –Notices similarities between different and apparently unrelated situations.
• Confidentiality (Core Value) – Always maintains strict confidentiality.
• Community Development (Core Value) – Always committed to community development.
• Critical Thinking – Apply rules and logic to situations; considers factors beyond the initial information given.
• Data entry – Proficient alpha/numeric data entry skills.
• Detail oriented – Concentrates on routing work details; carefully monitors and examines one’s own others ’work; ensures accuracy in documentation and data.
• Ethical Conduct –Conducts oneself consistently with sound banking practices and standards, upholding the values of Guaranty Bank.
• Integrity (Core Value) – Always act with integrity and honesty.
• Respect (Core Value) – Alwaystreatsothers with respect.

Physical Requirements:

Physical requirements needed to perform the above essential duties, with or without reasonable accommodation, may be requested from Human Resources. 

General notice:

The bank has reviewed the job description to ensure the essential functions and basic duties are current. This job description describes the general nature and level of work performed by the employee holding this position. It provides guidelines for the job expectations and the knowledge, skills, and abilities necessary to perform successfully in this position. This job description in no way states or implies that these are the only duties to be performed. Additional duties and responsibilities may be assigned by supervisors as deemed appropriate. This position does not constitute an employment agreement between the Bank and employee. This position description is subject to change as the needs of the bank and the requirements of the position change.