What are the responsibilities and job description for the Corporate Mortgage Loan Administration Specialist I position at Guaranty Bank & Trust?
Summary
Glacier Bancorp's (GBCI) Mortgage Loan Admin Specialist I position is responsible for initiating third party service orders on mortgage loans, ordering and managing appraisal orders through receipt, and reviewing and processing disclosures within established guidelines. The Mortgage Loan Admin Specialist I will have extensive contact with customers, vendors, and bank staff. The Mortgage Loan Admin Specialist l will be in regular communication with the Mortgage Loan Admin Supervisor and will suggest operational improvements as needed.
This is a Corporate position which may be located in Coeur d' Alene, ID. The entry-rate for this position is $16.63 /hour (calculated for Coeur d' Alene)
All compensation offers are analyzed individually and take into consideration multiple factors including but not limited to geographic location, years of experience, and educational background.
Description
Desk Functions
- Order Desk
- Order third party services on mortgage loans to include: certificate of eligibility on VA loans, condo documents, tax transcripts, title commitment, VOE/VOI/VOA, flood certificate, case numbers, payoffs on VA IRRRL loans, CAIVRS, and homeowners' insurance policies.
Appraisal Desk
- Order appraisal
- Managing the order and follow-up as needed.
- Delivering a copy to the applicant within the required time frame.
- Perform limited review on appraisals as required.
Disclosure Desk
- Disclose initial mortgage loan disclosures promptly and accurately
- Ensure all required product, regulatory, and state disclosures are included in disclosure packages.
- Ensure appropriate disclosures and notices are issued within regulator timeframes.
- Verify fee and loan information for accuracy at the time of disclosure
Request additional information/documentation as needed.
- Maintain consistent and thorough communication with all involved parties including all internal and external customers and staff in a professional, courteous, and friendly manner.
- Remain current on loan programs and lending (federal and state) regulations as well as all compliance and bank policies. All disclosure requirements are complete within Federal Time Limitations.
- Maintain contact with government agencies and investors to determine changes in requirements and products.
- Regularly participate in educational offerings from FHA, FNMA, FHLMC, VA, MI companies, est. to keep current and aware of changes.
About You
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What We Offer
COMPENSATION & BENEFITS: Starting salary is dependent upon relevant experience and may vary based on the geographic location of the position. We offer an extensive benefits package that includes, but is not limited to medical, dental, vision, and life insurance. Coverage is available to employees and their eligible dependents in accordance with our written plan documents. You may also be eligible for a health savings account option, an Employee Assistance Program (EAP), a health rewards program, a retirement savings plan, including 401(k) and Profit-Sharing plans, short and long-term disability benefits, education and training benefits, and discounts on banking products and services. We also offer a generous Paid Time Off (PTO) plan and paid holidays. PTO accruals begin at .0745 per hour worked for our part time employees up to a maximum accrual of 240 hours per year for certain Full-Time employees. PTO accruals are dependent on position, status (Full time or Part time), and years of experience in accordance with our PTO policy. Most Full-Time employees are also offered 6 paid holidays and Part Time employees are offered pro-rated paid holidays. In addition, employees in Utah and Nevada may be eligible for pay for certain state recognized holidays. Visit our website for more details. Check it out!
We are an Equal Opportunity Employer and qualified applicants, or employees will receive consideration for employment without regard to race, color, religion, national origin, sex (including pregnancy), sexual orientation, gender identity, mental or physical disability, genetic information, protected veteran status, or any other category protected by applicable federal, state, or local laws.
Glacier Bancorp, Inc. does not sponsor applicants for work visas. All applicants must be legally authorized to work in the US.
No Recruiters or unsolicited agency referrals please.