What are the responsibilities and job description for the Financial Investigator position at Guaranty Bank and Trust NA?
Our business is growing fast!! It’s the result of a work environment where people have fun and where innovation and creativity are strongly encouraged. If that sounds good to you, then we should meet. We are currently searching for an outgoing, caring person to join our team as a full time Financial Investigator.
The Financial Investigator will work at the direction of the Assistant Vice President of Deposit Operations.
Job Functions:
- Conduct complex financial investigations of suspected external and internal fraud incidents.
- Researches and analyzes high risk transactions across all payment channels to identify possible cases of fraud.
- Interacts with internal and external customers and supervisor to recommend and perform appropriate actions required to mitigate losses and to provide a positive customer experience.
- Collaborate with Guaranty Bank & Trust employees including Legal, HR, and Compliance
- Prepare reports documenting the results of complex investigations that may be used in a criminal prosecution
- Develop evidence of fraudulent activity from interviews, document examinations, and witness statements
- Documents and evaluates results of actions to support fraud trending and reporting and ensures that best practices are followed
- Assist in the development and presentation of training programs for Guaranty Bank & Trust employees on Fraud Threats and Security Policies
- Assist with Guaranty Bank & Trust’s area Fraud Meetings
- Provide input and recommendations for the evolving Guaranty Bank & Trust prevention strategy
- Conduct data analysis to identify high-risk fraud issues
- Work with other employees to enter and track investigative developments
- Contact with Federal, State & Local Law Enforcement Agencies
- Develop and maintain extensive contacts in the financial industry, and participate in security industry groups
- Exercise a great amount of independent decision making and act as a subject matter expert on fraud risks and business processes.
- Determine and propose next action based on research results to mitigate fraud losses.
- Coordinate efforts between the fraud prevention, and other areas to reduce financial and reputational risks.
- Work with the management, corporate security and/or corporate counsel on restricted confidential topics.
- Conduct other investigations as assigned.
- Complying with privacy policies and procedures to maintain customer confidentiality and information protection.
- Comply with all federal, state and local regulatory rules and regulations governing financial institutions, as well as all company policies and procedures.
- Perform any additional duties and tasks assigned by management.
- Complete and pass all required regulatory compliance training as assigned.
Required Qualifications:
- Bachelor's degree is preferred; in finance, accounting, criminal justice, law, or in a related field or 3 years of law enforcement or financial industry experience
- Previous experience in conducting financial investigations
- Expertise in analyzing data to identify key patterns and trends
- Have industry-specific knowledge regarding common tools and techniques utilized to investigate fraudulent activities
- Ability to work independently with a strong sense of personal accountability
- Effective business writing skills and experience
- Strong interpersonal skills, including the ability to deal effectively with senior level management
- Expertise in analyzing data to identify key patterns and trends
- Maintain confidentiality
- Possible courtroom testimony
- Assist with Subpoena records
Experience
Required- 1 year(s): Previous experience in conducting financial investigations
- 3 year(s): Law enforcement or financial industry experience
Education
Preferred- Bachelors or better in Criminal Justice or related field
Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
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