Credit Analyst - Exposure Management

GreatAmerica Financial Services is a highly successful entrepreneurial company providing equipment financing to businesses across the United States. Our exemplary customer service, our principle-centered business philosophy and our team-based operating approach are key to our success and growth. We Are Looking to Add a Key Member to Our Credit Team! The Exposure Management Credit Analyst will be responsible for facilitating credit approval on end users where exposure levels are above the teams’ levels or limits set by the Business Units and Credit Vice Presidents. They will monitor exposure levels and establish credit limits for end users that have recurrent business with GreatAmerica. The Exposure Management Credit Analyst will utilize all appropriate information to make an educated credit decision, balancing risk against policy, while reinforcing positive relationships with GreatAmerica customers. As a Credit Analyst - Exposure Management you will: Perform duties and responsibilities as set out in their corresponding level of credit and policy authority Identify recurring end users to proactively establish credit limits to streamline approval processes, either through lines of credit and/or High Exposure Reviews Review recommendations made by business unit team credit analysts and make determination to grant credit approval Track performance of high exposure end users and update records and/or documentation as warranted Make informed decisions by analysis of financial statements, tax returns, industry data and equipment/collateral data As needed, work with Large Transaction Analysts to make educated and appropriate credit decisions on transactions and/or exposures above levels as set by the Business Unites and Credit Vice Presidents Assist with portfolio purchase credit review or other ad hoc credit processes as needed Maintain high-level knowledge of customer programs within all business units Mentor and coach less experienced credit personnel Monitor outside market conditions and trends in relationship to GreatAmerica’s credit approach and portfolio To be successful in this role you will need: Education Bachelor’s degree in finance/accounting or related field Experience Credit experience with GreatAmerica or a similar position with another lender   Skills and Abilities Computer Skills Experience with Microsoft Office, Excel and PowerPoint Other Requirements: Must possess excellent analytical ability, capability to process information quickly to reach appropriate decisions, desire to learn, and good interpersonal skills to work with internal and external customers at all levels Sharing rewards is an integral part of our culture. We believe in the value of hard work and reward our employees beyond the paycheck. Our total rewards package is based on eligibility and includes: Financial Benefits Competitive Compensation Monthly Bonuses for Eligible Employees 401(k) and Company Match Annual Profit Sharing Paid Time Off Health, Wellbeing, and Family Planning Benefits Paid Vacation - starting at 80 hours annually for employees in their first year of service. Paid Sick Days - Ten (10) per year with a conversion option for unused time. Ten (10) Paid Holidays per year Gym Reimbursement Health Insurance Dental Insurance Vision Insurance Short-Term and Long Term Disability Company Paid Life Insurance Flexible Spending Accounts (FSA) Health Savings Accounts (HSA) Employee Assistance Program Parental Leave Education and Career Planning Benefits Tuition Assistance Networking Opportunities Leadership Development Opportunities Perks Paid Parking Service Awards Hybrid work arrangements Business casual environment A strong organizational culture focused on our greatest asset: you! If your experience aligns closely, please apply. We value diverse backgrounds and adding new perspectives. We encourage you to apply if you can make a strong impact in this role at www.greatamerica.com/careers. Please note, applicants must be authorized to work for any employer in the U.S. We are unable to sponsor or take over sponsorship of an employment visa. GreatAmerica is the largest independent, family-owned national commercial equipment finance companies in the U.S. and is dedicated to helping manufactures, vendors, and dealers be more successful and keep their customers for a lifetime. With a focus on the small ticket vendor and OEM finance channel we have partnered with some of the largest and industry leading companies in the Office Equipment, Communications, IT, Automotive, Construction, Healthcare, and Franchise market sectors. In addition to financing, GreatAmerica offers innovative non-financial services to help our customers grow. At GreatAmerica we enjoy the benefits of being independent and family-owned, fostering quick decision making, customer response and innovation. Established in 1992 our team has grown to over 650 employees and a portfolio of over $2.5 Billion. Our exemplary customer service, principle-centered business philosophy and team-based operating approach are key to our success and growth. With a strong balance sheet and consistent financial performance through all economic cycles, GreatAmerica has experienced amazing results and unparalleled growth. When you are part of the GreatAmerica team, you will grow professionally and work with some of the most talented finance professionals in the industry. There is no doubt in our minds we are building the greatest company of its kind, offering the finest products and services available anywhere. When you are part of the GreatAmerica team, you are part of the future, part of an opportunity to grow professionally and to reach your potential while enjoying your work.