HMDA REVIEW LOAN OPERATIONS ASSOCIATE

Summary: This position is responsible for providing HMDA support and review for the consumer and commercial lending groups during the loan origination process.

Essential Duties and Responsibilities include the following: (Other duties may be assigned)

• Review all Real Estate files (consumer and commercial) to see if the loan is HMDA Reportable. When applicable, complete HMDA information packet.
• Provide monthly checkback review on all Real Estate loans originated during the previous month for HMDA compliance. Update loans/loan files as needed.
• As a secondary duty, this employee will work on paid loans files. Complete file review and checklist for all loans paid off, file releases and terminations as needed.

Supervisory Responsibilities

This job has no direct supervisory responsibilities.

Education and/or Experience

Minimum of high school diploma or general education degree (GED); College certificate is preferred but not required; at least 2-3 years of similar work experience. Basic knowledge of real estate loan documents and HMDA regulatory requirements. Experience working in the FIS software system, Encompass and LaserPro is preferred.

Work Environment

The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. The environment would be consistent with a typical business office with moderate noise; services open to the public and the ability to work in a confined area typically indoors.

All employees are required to attend training as required by GPB, as well as support the overall compliance program by complying with all laws, policies and procedures.

We are an Equal Opportunity Employer and do not discriminate against any employee or applicant for employment because of race, color, sex, age, national origin, religion, sexual orientation, gender identity, status as a veteran, and basis of disability or any other federal, state or location protected class.