Lending Assistant

Company Description Grandview Bank is a community-focused banking organization headquartered in Cleburne, Texas, serving individuals, families, and businesses in the region. The bank provides a range of personal and commercial banking services, including deposit accounts, loans, and other financial solutions. Grandview Bank emphasizes relationship-based service, local decision-making, and a commitment to supporting the economic growth of the communities it serves. Team members benefit from working in a stable, customer-centered environment with opportunities to learn multiple aspects of community banking. The bank values integrity, responsiveness, and collaboration across all roles.

Essential Duties and Responsibilities: As an Executive Loan Assistant, you will be responsible for processing and closing approved loan files using discretion and independent decision making, including but not limited to:

• Assist Lender(s) with Real Estate documentation, preparation, review, and follow up to ensure timely & accurate closing; this includes communicating with title companies & customers as needed
• Coordinate with Loan Operations to process, close, and fund loans in accordance with policies & procedures
• Communicate with lenders and customers to service new and existing consumer and/or other small commercial loan requests. Includes preparation of internal loan memos for smaller loan requests under $250,000
• Generate weekly reports to maintain workflow for loans coming due, delinquent loans, and other areas as needed
• Assist with daily customer needs, including account maintenance, wire assistance, and general account review to solve various tasks throughout the day
• Complete and process wire transfers for loan funding
• Complete and process draws as requested and approved by officer
• Scan documents to electronic files, to ensure files are correctly updated
• Process Regulation B notices in accordance with federal compliance standards
• Collect CIP documents; including credit reports, and others as required by Patriot Act
• Clear CIP, loan, financial, and insurance exceptions
• Ensure security interest in collateral is perfected:
• Title work
• UCC lien searches & filing

Required Skills:

• General core logistical banking background – Jack Henry Experience Preferred

• Developed understanding of Real Estate loan processes and procedures including, but not limited to, document collection, closing procedures, legal and title documentation, lien filing, etc.

• Ability to maintain high flow e-mail & verbal communications with capability to multitask among different needs, while maintaining accurate & timely delivery to solution driven tasks. Accuracy and attention to detail in a fast-paced environment is a must

• Strong customer service skills, to include ability to handle VIP customers’ daily requests as needed

• Strong ability to meet deadlines

• Proficiency in Microsoft computer applications

• Excellent organization skills with strong attention to detail

• Must exhibit a high level of integrity and exercise good judgement

Preferred:

• Minimum of 4-6 years of related experience and/or training; or equivalent combination of education and experience

• Some College preferred, or equivalent experience

The above statements describe the general nature and level of work being performed. They are not to be construed as an exhaustive list of all responsibilities, duties or skills required for the position. Employees holding this position will be required to perform any other job-related duties as requested by management. All requirements are subject to possible modification to reasonably accommodate individuals with a disability.