Business Systems Consultant

About this role:

• Payments Technology team is looking for a Lead Business Technology Consultant, specializing in high-value wire payments and interbank networks. You will leverage your deep domain expertise in Fedwire, CHIPS, and SWIFT to drive technical analysis, solution design, and workflow optimization for mission-critical payment transformation.
• In this role, you will:
• Lead complex business and technical analysis for payment system initiatives, focusing on wire transfers, Fedwire, CHIPS, and SWIFT network integrations.
• Collaborate with cross-functional teams to define requirements, map processes, and design solutions that align with regulatory, compliance, and operational standards.
• Analyze and document current and future state workflows, identifying gaps and recommending improvements for payment processing, settlement, and reconciliation.
• Serve as the subject matter expert (SME) for ISO 20022 payment message formats, validation rules, and exception handling.
• Support the rollout of new payment platforms and upgrades, including migration planning, QA testing and parallel/shadow runs.
• Liaise with technology, operations, and business stakeholders to resolve complex issues and ensure seamless integration of new tools.
• Prepare and deliver clear documentation, including business requirements, functional specifications, process maps, and training materials.
• Contribute to strategic planning and roadmap development for payment modernization initiatives.

Required Qualifications:

• 7 years of experience in payments technology, operations, or consulting, with a focus on wire transfers and interbank networks.
• Deep working knowledge of Fedwire Funds Service, CHIPS, and SWIFT payment flows, message formats (ISO 20022), and operational processes.
• Experience in Agile SDLC
• Proven experience in technical analysis, requirements gathering