What are the responsibilities and job description for the Sr Analyst, Data Science position at Fundbox?
Fundbox is a fast-growing Fintech startup company. As an embedded working capital platform for small businesses, we use technology to help small businesses optimize cash flow. Since 2013, we have unlocked over $3 Billion in working capital and connected to over 500,000 businesses.
Fundbox’s fully digital and automated credit underwriting of Small Businesses is a key competitive advantage that many competitors also claim to have, but fail to achieve. Our automated underwriting is powered by second-to-none technology capabilities, driven by a strong data science and credit risk management culture, and enabled by 10 years of accumulated testing data.
We are looking for a Sr Data Science Analyst that will deliver the next generation of data science and decisioning capabilities for our business.
Bachelor’s degree in a quantitative field (Computer Science, Mathematics, Statistics or Engineering, etc.)
2 years of experience in a data science, data analysis, or quantitative role. Experience in credit at a financial services or fintech firm is a plus.
Extensive knowledge and experience with Python, including real-world use of standard data science packages such as numpy, pandas, scipy and scikit-learn.
Knowledge of SQL, Snowflake, Datalakes, and Cloud computing are preferred.
Flexibility to explore new ideas and keeps up-to-date on the forefront of emerging data science technologies and machine learning techniques, including GenAI and LLMs
Excellent written and verbal communication skills to deliver insights clearly
Experience in formulating business problems that involves complex data and models
Ability to collaborate with other disciplines and communicate models and methods
Research, develop and deploy cutting-edge machine learning and AI models, including using GenAI and LLMs, to solve complex business problems and enhance underwriting workflows.
Deliver, monitor and manage data science models and workflows used in all business functions including credit underwriting, customer management, marketing, collections and fraud.
Perform data analysis, data cleanup and feature engineering on large data to gather insights and signals for modeling and policy decisions.
Undertake independent research projects with strong curiosity, understanding and innovation to drive business impact and deliver real-world solutions to challenging problems.
Communicate and collaborate across business teams, financial analysts, software and data engineers, and product managers to deliver business impact and customer experience outcomes.
The Ideal Candidate is:
Innovative. You stay current on state-of-the-art methods, technologies, and applications and seek out opportunities to apply them.
Creative. You are excited about bringing definitions to complex problems; always ask the tough questions and push hard to find the answers. You are not afraid to challenge the status quo and share new ideas.
Technical. You have hands-on experience writing code, researching complex problems and deploying data science modes & pipeliens using open-source tools and cloud computing platforms.
Statistically-minded. You’ve built models, validated them, and backtested them. You think statistically and bring rigor to analyses and ensure the correct conclusions are acted upon.
Outcome focused. You work backward from tangible business outcomes, prioritizing and delivering the highest impact results that directly tie to stated business objectives
Diversity and Inclusion at Fundbox
We’re proud to be an equal-opportunity workplace as we know that diverse teams produce the best work. We’re committed to building a culture of innovation and inclusion across gender, race, age, sexual orientation, religion, disability, and identity. Here at Fundbox, we strive to uphold a system of values we call MOSAIC: Mission, Ownership, Speed, Achva (a Hebrew term meaning to help one another), Innovation, and Clarity. Embracing our diverse backgrounds and abilities allows us to harness our creativity and achieve more, together.
Compensation & Benefits
We anticipate the US base salary range for this full-time position is $130,000 - $165,000. The range displayed on each job posting reflects the amount the employer reasonably expects to pay for this position across all US locations. Within this range, individual pay is determined by work location and additional factors (i.e. job-related skills, experience, and relevant education or training). The compensation details listed in US role postings reflect the base salary only and do not include any bonuses, equity, or benefits.
Fundboxers (as we like to call them) join our amazing team due to our mission of empowering small businesses to realize their full potential with the help of Fundbox.
We offer incredible benefits including:
- Competitive Compensation, including equity with Fundbox in the form of restricted stock units
- Generous PTO policy to include vacation, sick time and more
- Monthly lunch budget
- Total wellness benefits, including individual annual budget, mental and physical health resources and more
- Personal and professional development budget
- Stipend to improve your home office setup
- Premium coverage for health plans offered from day one (some options covered at 100% for Employees)
- 401k, Life insurance and disability benefits
Salary : $130,000 - $165,000