Senior Claims Adjuster, Subrogation

The Sr. Claims Adjuster, Subrogation is responsible for maximizing recoveries in alignment with the corporate recovery strategy. This role independently identifies, investigates, evaluates, negotiates, and resolves subrogation and recovery opportunities across Property, Casualty, Lender-Placed, and other Specialty products. Core areas include third-party Property subrogation, Casualty tender expense recoveries, and recovery of liability deductibles and Self-Insured Retentions (SIR) from insured customers. The position also oversees third-party subrogation vendors (including law firms) and ensures effective communication with internal adjusters and external stakeholders.

Minimum Qualifications

• Bachelor's degree or equivalent professional experience.
• 5 years of progressive subrogation/recovery experience required, with strong expertise in Property subrogation (Commercial and Personal lines).
• Demonstrated experience in Casualty tender expense recovery, deductible/SIR collections from insureds, and vendor management.
• Experience with salvage and auto subrogation preferred but not required.
• Adjuster licenses, as mandated by specific states, are required.
• CSRP preferred
  
  

Primary Job Functions

• Identify subrogation and recovery potential through thorough review of claim files, policies, investigation reports, and scene/evidence documentation.
• Collaborate closely with primary claims adjusters to gather evidence and lead recovery investigations, with emphasis on Property and Casualty liability scenarios.
• Evaluate policy provisions for applicable deductibles/SIR and pursue recovery from insured customers post-claim resolution.
• Ensure company’s subrogation rights are protected
• Gathers necessary materials for filings or ongoing proceedings.
• Prepare and issue demand packages to liable third parties or carriers.
• Negotiate settlements directly with adverse carriers, attorneys, or parties; pursue tender opportunities in Casualty claims; escalate to arbitration or litigation as appropriate.
• Oversee and direct third-party vendors (e.g., law firms or salvage vendors), including performance reviews and file audits.
• Participate in Claim Reviews and claim audits
• Attend depositions, settlement conferences and trials when necessary
• Performs other duties or special projects as required or as assigned by a supervisor
  
  

The above-cited duties and responsibilities describe the general nature and level of work performed by people assigned to the job. They are not intended to be an exhaustive list of all the duties and responsibilities that an incumbent may be expected or asked to perform.

Skills & Competencies Required

• Advanced understanding of commercial property insurance contracts.
• Proven negotiation and settlement skills in Property subrogation and inter-company arbitration.
• Strong knowledge of Property damage evaluation, scene investigation coordination, and Casualty liability tender processes.
• Knowledge of commercial and personal lines property coverage forms and subrogation case law.
• Thorough understanding of legal filing processes and requirements.
• Excellent communication skills
• Ability to establish close business relationships
• Analytical, decision-making and resource management skills
• Strong commitment to superior client service
• Strong negotiating skills
• Excellent time management skills with a proven ability to meet deadlines.
• Highly proficient with Microsoft Office Suite
• Strong attention to detail
  
  

Additional Information

Full benefit package including medical, dental, life, vision, company paid short/long term disability, 401(k), tuition assistance and more.

The anticipated salary for this position is $80,000 - $110,000 per year, based on qualifications and experience.