What are the responsibilities and job description for the Lending Unit Team Leader - UMed Lending position at fnbalaska?
GENERAL PURPOSE SUMMARY
Oversees the administration, activities, training and development of assigned corporate lending unit; develops and maintains banking relationships, and makes a variety of complex commercial and real estate loans based on considerable lending authority by performing the following essential duties and responsibilities:
ESSENTIAL DUTIES AND RESPONSIBILITIES
Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
BUSINESS CONTINUITY RESPONSIBILITIES
Maintains and implements operational components of the business units' Business Continuity Plan: conducts periodic tests, cross trains and evaluates delegates' ability to perform critical and essential functions to restore operations.
SUPERVISORY RESPONSIBILITIES
Manages assigned corporate lending unit. Carries out supervisory responsibilities in accordance with the organization's policies and applicable laws. Responsibilities include interviewing, hiring, training, and terminating employees; planning, assigning, and directing work; appraising performance; rewarding and disciplining employees; addressing complaints and resolving problems; and implementing policies and procedures.
Oversees the administration, activities, training and development of assigned corporate lending unit; develops and maintains banking relationships, and makes a variety of complex commercial and real estate loans based on considerable lending authority by performing the following essential duties and responsibilities:
ESSENTIAL DUTIES AND RESPONSIBILITIES
Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
- Provides administrative oversight, advice, and guidance to loan officers in assigned lending unit; develops, coaches, and assists in the development of unit objectives and measuring unit progress toward meeting objectives; analyzes loan requests submitted by subordinate loan officers; approves/denies or recommends approval/denial within lending authority, minimizing exposure to bank losses.
- Generates new business and retains multiple loyal relationships for the bank by providing valuable information and services to existing customers, and by establishing new banking relationships with prospective customers using formalized processes and leveraging the bank's official relationship management program and tools; provides team and individual relationship management coaching and guidance for unit employees.
- Analyzes existing and prospective customers' banking needs, earnings and financial conditions to determine which bank products are appropriate, and to assess acceptable risk.
- Maintains satisfactory lending audits and meets objectives established for unit and individual loan portfolio quality.
- Manages existing loan portfolio by monitoring and maintaining credit quality and ensuring timely loan payments collection; modifies or extends loan terms or structure to protect bank's interest when required.
- Ensures lending compliance of the unit with bank and/or regulatory procedures, policies, and/or requirements and takes corrective action when non-compliance is identified.
- Educates subordinate loan officers on lending procedures, policies, and regulations and provides functional guidance as needed; reviews and recommends improvements to new and existing lending procedures; may assist with the development of new procedures.
- Performs other work-related duties as assigned by supervisor.
- Ensure business unit’s operations comply with bank policy, procedures, and banking regulations (for business unit heads).
- Ensure you and your delegates have adequate and current compliance training, and ensure training is completed on time.
- Stay up-to-date on relevant laws and regulations.
- Ensure you and your delegates comply with the bank’s policies, procedures, laws and regulations.
- Maintain customer confidence and protect the bank’s operations by you and your delegates identifying and protecting confidential information.
BUSINESS CONTINUITY RESPONSIBILITIES
Maintains and implements operational components of the business units' Business Continuity Plan: conducts periodic tests, cross trains and evaluates delegates' ability to perform critical and essential functions to restore operations.
SUPERVISORY RESPONSIBILITIES
Manages assigned corporate lending unit. Carries out supervisory responsibilities in accordance with the organization's policies and applicable laws. Responsibilities include interviewing, hiring, training, and terminating employees; planning, assigning, and directing work; appraising performance; rewarding and disciplining employees; addressing complaints and resolving problems; and implementing policies and procedures.