What are the responsibilities and job description for the Reunderwriting Manager position at FMNE Insurance Company?
FMNE Insurance is seeking a Reunderwriting Manager to join our Underwriting Department. We're looking for a collaborative, results-driven leader with deep underwriting expertise and a passion for developing people, improving processes, and strengthening portfolio performance. If you enjoy building teams and driving strategic initiatives, this could be the opportunity for you.
This position is not eligible for visa sponsorship. Applicants must be authorized to work in the United States on a full-time basis. Please submit a resume and cover letter for consideration.
We offer a competitive salary and a comprehensive benefits package, including health coverage, a generous 401(k), pension plan, wellness programs, and a hybrid work model for eligible employees.
Role Overview of a Reunderwriting Manager:
The Reunderwriting Manager leads a centralized reunderwriting function responsible for evaluating and managing in-force policy risk across auto, home, and farm lines of business. This role establishes a unified approach to risk review, inspection, and loss control activities.
The manager will build and lead a team of reunderwriters, field reunderwriters, and inspection specialists, ensuring consistent application of underwriting standards, proactive identification of risk issues, and effective mitigation strategies. This includes developing a formal field reunderwriting capability and integrating inspection insights into underwriting decision-making to improve profitability, risk selection, and portfolio performance.
Responsibilities
- Demonstrates the Company’s mission, while successfully performing its core values related to integrity, service, excellence, stability, strength, respect, and teamwork.
- Regular and timely attendance in the office is an essential function of the position.
Leadership & Team Management
- Lead, develop, and manage a centralized reunderwriting team, including desk and field roles.
- Establish clear workflows, performance expectations, and KPIs to ensure quality and productivity.
- Coach and mentor staff while managing hiring, performance, and capacity planning.
Reunderwriting Strategy & Execution
- Develop and implement a unified reunderwriting strategy across all personal lines.
- Oversee in-force policy reviews to identify risk issues, exposure concentrations, and profitability concerns.
- Lead targeted reunderwriting initiatives and ensure consistent application of guidelines and procedures.
Field Reunderwriting & Risk Assessment
- Establish and oversee field reunderwriting and inspection capabilities.
- Integrate inspection findings and loss control insights into underwriting decisions.
- Ensure accurate valuation practices, including Insurance-To-Value (ITV), for dwellings, buildings, and equipment.
Quality Assurance & Governance
- Implement audit and quality review processes across reunderwriting activities.
- Conduct file audits, field reviews, and agency evaluations to ensure adherence to standards.
- Oversee data integrity, support system, and data cleanup initiatives.
Collaboration & Business Impact
- Partner with Claims, Product, Analytics, and Agency teams to identify trends and improve risk quality.
- Provide insights to support underwriting guidelines, pricing, and product decisions.
- Support agency relationships through audit feedback and risk improvement initiatives.
Operational Effectiveness
- Drive process improvements, standardization, and scalability across a previously decentralized model.
- Monitor performance metrics and reporting to improve efficiency and outcomes.
- Lead change management efforts associated with the centralized reunderwriting function.
Administrative Responsibilities
- Conduct performance reviews, manage scheduling and team communications, and address escalations.
- Perform additional duties as needed to support departmental and organizational goals.
Skills and Qualifications:
- Bachelor’s degree required; equivalent experience considered.
- 7 years of underwriting, reunderwriting, or related insurance experience in personal lines.
- Proven leadership experience with the ability to build, develop, and manage high-performing teams.
- Strong underwriting and risk assessment expertise, including analysis of loss trends and portfolio performance.
- Experience with or knowledge of property inspections, field underwriting, loss control, and ITV concepts preferred.
- Experience leading process improvement, transformation, or centralization initiatives strongly preferred.
- Proficiency with Guidewire or similar policy administration systems.
- Professional designations (e.g., CPCU, ARM, AIC) or progress toward completion a plus.
- Strong communication, collaboration, and influencing skills across cross-functional stakeholders.
- Demonstrated ability to manage multiple priorities, drive change, and translate data into actionable insights.
FMNE Insurance Company recognizes that an individual with a disability may require accommodation to enable them to successfully perform a job function. Should you require such accommodation, please indicate the job function and suggested accommodation during the interview process. FMNE will attempt to make reasonable accommodation.