What are the responsibilities and job description for the Trust Officer position at Florida Trust Wealth Management?
Company Description
Florida Trust Wealth Management, formerly known as The Sanibel Captiva Trust Company and its divisions, provides independent wealth management services to high net-worth individuals, families, foundations, and business owners. With a mission to advise and care for clients through life’s transitions, the company delivers personalized financial services designed to build and protect assets. Founded in 2001, Florida Trust Wealth Management is dedicated to fostering trust, confidence, and a sense of community among its clients across the state.
WHAT YOU’LL DO
As a Trust Officer, you will serve as a trusted advisor to high‑net‑worth clients, overseeing the administration of complex trust accounts and ensuring alignment with fiduciary standards, regulatory requirements, and each client’s long‑term financial objectives. You’ll build deep, meaningful relationships while guiding clients, beneficiaries, and internal partners through the intricacies of trust management with clarity, professionalism, and care.
Day-to-Day Responsibilities
- Administer a portfolio of trusts, estates, and agency accounts in accordance with governing documents, state and federal regulations, and company policies.
- Serve as the primary relationship manager for clients and beneficiaries, providing guidance on trust terms, distributions, tax considerations, and estate planning matters.
- Review and interpret trust instruments, wills, and related legal documents to determine appropriate administrative actions.
- Coordinate with investment, tax, legal, and compliance partners to ensure cohesive, high‑quality service across all accounts.
- Monitor account activities, investment performance, cash flow needs, and distribution schedules to ensure accuracy and proactive oversight.
- Identify risks or compliance issues and address them promptly, escalating concerns as needed to protect client and company interests.
- Cultivate new business opportunities through exceptional service, referrals, and meaningful participation in client and community engagement efforts.
What We Are Looking For
- Bachelor’s degree in finance, business, accounting, or a related field.
- 7 years of trust administration, estate planning, or fiduciary services experience, ideally within a bank, trust company, or wealth management environment.
- Strong understanding of fiduciary law, trust structures, estate settlement processes, tax considerations, and investment concepts.
- Demonstrated ability to manage complex client relationships with discretion, clarity, and empathy.
- Excellent analytical, organizational, and document‑interpretation skills with high attention to detail.
- Proven ability to partner effectively with legal, investment, tax, and compliance teams.
Nice-to-Have Requirements
- CTFA designation or progress toward certification.
- Experience working with Florida-specific trust laws and regulations.
- Familiarity with trust accounting systems and wealth management software.
WHY YOU’LL LOVE WORKING HERE
Working here feels like being part of something meaningful. You’ll be surrounded by smart, kind, and driven colleagues who care deeply about their work and the people they serve.
- Health & Wellness: 90% employer-paid medical coverage. Dental and vision plans available at employee cost.
- Financial Benefits: Employer-supported 401(k) safe harbor contribution and Employee Stock Ownership Plan (ESOP).
- Work-Life Balance: Generous PTO, paid holidays, hybrid policy (2x/month), and a supportive team culture.
- Wellbeing: Access to mental health resources and wellness initiatives.
- Culture: We host annual team events, community involvement opportunities, and foster a respectful, inclusive workplace.
Reports to: Trust Officer
Department: Fiduciary Services
Employment Type: Full-time / Onsite (Remote 2x/month)
Location: Naples OR Fort Myers FL