What are the responsibilities and job description for the Mortgage Processor position at FLORIDA CREDIT UNION?
Join Our Team at Florida Credit Union – Where Your Future Shines Bright!
About Us:
At Florida Credit Union, our mission is clear: to enhance the lives of our Florida neighbors through exceptional financial services. When you become a part of our team, you’re not just starting a new job; you’re joining a vibrant community dedicated to making a positive impact. We pride ourselves on fostering a dynamic, collaborative work environment where every team member is valued and supported.
Why You'll Love Working with Us:
- Dynamic Team Environment: Work in a supportive and collaborative atmosphere where your ideas and contributions are valued.
- Extensive Training: Receive comprehensive training to ensure you’re set up for success from day one.
- Exceptional Benefits: Enjoy a competitive benefits package designed with your well-being in mind.
- Career Growth: Explore numerous opportunities for professional development and advancement within our organization.
Position Overview:
Evaluate all information supplied on residential loan applications. Verify, through outside sources, the validity of the information, calculate debt-to-income and loan-to-value ratios and assemble a completely documented file for submission to underwriting for application approval. Performs the following duties in accordance with Florida Credit Union’s policies, business-planned goals, and objectives as established by the SVP of Lending and department manager by completing the following duties personally.
Your Key Responsibilities:
- Maintain open communication with applicants throughout the processing period, assisting with any questions and notifying them when additional information is required.
- Monitor incoming mail and documents for information verifying the data collected by loan officers and ensure compliance with underwriting guidelines.
- Process requests for extensions to members’ commitment in accordance with credit union policy.
- Complete a final evaluation and analysis of the completed application package and prepare the file for approval, specifying any applicable conditions to the approval. Review the commitment and any additional required disclosures.
- Coordinate and print submission documents, assemble submission file and prepare file for closing or closing department review.
What We're Looking For:
- A high school diploma or GED combined with 1-3 years of related experience, or an equivalent mix of education and hands-on experience.
- A current driver’s license.
Ready to Make a Difference?
If you’re passionate about supporting your community and eager to grow your career with a team that truly cares, we want to hear from you! Apply today and take the first step towards a rewarding career with Florida Credit Union.
Become a vital part of our mission to support and uplift our members – apply now!
Qualifications: