What are the responsibilities and job description for the Small Business Lender position at Florence Bank?
Small Business Lender, Main Office,Florence MA Regular Full-Time
Salaried Main Office, Florence, MA, US Requisition ID: 1648 Are you
looking for an employer that provides 5 weeks of PTO and benefits upon
hire, focuses on advancement opportunities, and has an overall average
employee tenure of a decade? With tuition reimbursement, wellness
incentives, and a 401K plan with dollar-for-dollar match, Florence Bank
has it all! At Florence Bank, we offer: Competitive salary Hybrid work
schedule after successfully completing 6 months of employment Generous
paid time off 12 paid holidays Dynamic work culture Fun work environment
Weekly pay schedule Medical, dental and life insurance upon hire 401K
plan with dollar-for-dollar match Profit sharing bonus after two full
calendar years of employment Robust wellness program with monetary
incentives \$5,000 tuition reimbursement each calendar year We are
currently seeking candidates to join our exceptional team for the
following position: Job Title: Small Business Lender Location: Florence
MA Position Summary: Assists with the direction and coordination of
small business lending activities concerned with the extension of
commercial credit at a profit to small business customers in accordance
With Established Policies And Procedures. Essential Functions
Consistently provides superior professional service to internal and
external customers. Consistently meet expectations of teamwork,
punctuality, and regular, reliable attendance. Works with the Senior
Commercial Lender or Team Leader to develop and maintain an interest
rate structure that is competitive and affords the Bank maximum
profitability. Works with Senior Commercial Lender or Team Leader to
develop and manage Small Business Lending Activities. Interviews
applicants: collects and analyzes financial and related data to
establish creditworthiness; establishes and negotiates, when necessary,
credit terms; and continually monitors customers? creditworthiness and
repayment activities. Clearly understands the Small Business
Administration (SBA) SOP and other credit enhancements for Small
Business Lending. Keeps fully abreast of changing government
regulations. Works on the collection of delinquent Small Business Loans
and works with the Senior Commercial Lender and Chief Credit Risk
Officer in commercial loan workouts and foreclosures. Counsel?s
customers, where possible, regarding business management and financial
matters. Personally, calls on Small Business customers and prospects.
Keeps abreast of local and national economic, financial, political, and
legislative events and climates that could have an impact on commercial
lending activities. Works with Senior Commercial Lender to provide
information that assists in preparing the department budget, including
projected loan volume, rate of return and expenditures. Maintains
professional and community relations to increase the Bank?s visibility
and new business opportunities, and to further personal development.
Education, Experience, and Skills Required: The following skills,
background, and experience are necessary (with or without accommodation)
for this position. Bachelor?s degree in business administration,
finance, or related area. Minimum of two (2) years of Small Business
Lending or Portfolio Management experience. Strong, well-developed
interpersonal skills to maximize business contacts and develop a working
relationship with potential and current commercial loan customers.
Strong analytical skills to conduct initial commercial loan analyses and
monitor the loan?s progress in consideration of, including, but not
limited to, market trends, credit/interest rates, and economic
conditions. Ability to meet with current and potential customers and
attend community and networking events during and outside of traditional
business hours. Valid driver?s license with sound driving record and
personal transportation.
Salaried Main Office, Florence, MA, US Requisition ID: 1648 Are you
looking for an employer that provides 5 weeks of PTO and benefits upon
hire, focuses on advancement opportunities, and has an overall average
employee tenure of a decade? With tuition reimbursement, wellness
incentives, and a 401K plan with dollar-for-dollar match, Florence Bank
has it all! At Florence Bank, we offer: Competitive salary Hybrid work
schedule after successfully completing 6 months of employment Generous
paid time off 12 paid holidays Dynamic work culture Fun work environment
Weekly pay schedule Medical, dental and life insurance upon hire 401K
plan with dollar-for-dollar match Profit sharing bonus after two full
calendar years of employment Robust wellness program with monetary
incentives \$5,000 tuition reimbursement each calendar year We are
currently seeking candidates to join our exceptional team for the
following position: Job Title: Small Business Lender Location: Florence
MA Position Summary: Assists with the direction and coordination of
small business lending activities concerned with the extension of
commercial credit at a profit to small business customers in accordance
With Established Policies And Procedures. Essential Functions
Consistently provides superior professional service to internal and
external customers. Consistently meet expectations of teamwork,
punctuality, and regular, reliable attendance. Works with the Senior
Commercial Lender or Team Leader to develop and maintain an interest
rate structure that is competitive and affords the Bank maximum
profitability. Works with Senior Commercial Lender or Team Leader to
develop and manage Small Business Lending Activities. Interviews
applicants: collects and analyzes financial and related data to
establish creditworthiness; establishes and negotiates, when necessary,
credit terms; and continually monitors customers? creditworthiness and
repayment activities. Clearly understands the Small Business
Administration (SBA) SOP and other credit enhancements for Small
Business Lending. Keeps fully abreast of changing government
regulations. Works on the collection of delinquent Small Business Loans
and works with the Senior Commercial Lender and Chief Credit Risk
Officer in commercial loan workouts and foreclosures. Counsel?s
customers, where possible, regarding business management and financial
matters. Personally, calls on Small Business customers and prospects.
Keeps abreast of local and national economic, financial, political, and
legislative events and climates that could have an impact on commercial
lending activities. Works with Senior Commercial Lender to provide
information that assists in preparing the department budget, including
projected loan volume, rate of return and expenditures. Maintains
professional and community relations to increase the Bank?s visibility
and new business opportunities, and to further personal development.
Education, Experience, and Skills Required: The following skills,
background, and experience are necessary (with or without accommodation)
for this position. Bachelor?s degree in business administration,
finance, or related area. Minimum of two (2) years of Small Business
Lending or Portfolio Management experience. Strong, well-developed
interpersonal skills to maximize business contacts and develop a working
relationship with potential and current commercial loan customers.
Strong analytical skills to conduct initial commercial loan analyses and
monitor the loan?s progress in consideration of, including, but not
limited to, market trends, credit/interest rates, and economic
conditions. Ability to meet with current and potential customers and
attend community and networking events during and outside of traditional
business hours. Valid driver?s license with sound driving record and
personal transportation.