Underwriter

Salary Range: $58,000 to $65,000

Applicants must reside in the Denver Metro area to be considered.

At Fitzsimons, we're not just about numbers-we're about people! If you're passionate about responsible lending, building strong dealer relationships, and helping members access the financing they need, we want YOU on our team!

We live by Pride, Integrity, and Passion in everything we do-our words, actions, and motivations. PIP WAM! We turn every interaction into an exceptional experience. Ready to make a difference as an Indirect Underwriter?

Why Choose Fitzsimons?

It's simple-we care about our members and our team! As an Indirect Underwriter, you will play a crucial role in managing our indirect lending program, making smart credit decisions, and supporting both internal staff and dealer partners. You'll ensure fast turn times, strong relationships, and solid underwriting quality-all while being part of a supportive and member-focused organization.

Plus, our benefits are designed to help you thrive at work and at home.

Perks Galore:

• Tuition reimbursement & educational assistance - Grow with us!


• Internal development opportunities - Shine and advance your career.


• HSA with employer contributions - We've got your health covered.


• Wellness programs - Because happy employees do great work.


• Paid time off - Take time for YOU.


• 401(k) with 5% employer match - Planning for your future.


• Employee loan discounts - Help yourself while helping our members.


• Employer-paid short-term & long-term disability, and life insurance - Your well-being matters.


• Paid parental leave - Because family is everything.


• Three hours of volunteer paid leave every month - Give back to the community.

As an Indirect Underwriter, You'll:

• Make Prudent Credit Decisions: Evaluate indirect auto loan applications within established authority limits.


• Review and Analyze Credit Applications: Assess risk, negotiate loan terms with dealers, and ensure completeness and accuracy.


• Build and Maintain Dealer Relationships: Promote strong partnerships through calls, follow-ups, and occasional dealer visits.


• Manage Daily Indirect Lending Operations: Ensure turn-time goals are met and funding documentation is accurate.


• Serve as Backup to Direct Lending: Support underwriting for direct branch loans and review first mortgages from third parties.


• Support Compliance & Risk Management: Follow all policies, regulations, and underwriting standards to protect members and the credit union.


• Collaborate Across Departments: Work with collateral, collections, operations, and lending leadership to keep processes running smoothly.


• Continuously Improve: Identify operational efficiencies and bring solutions forward to enhance productivity and service.

What We're Looking For:

• Strong analytical and decision-making skills.


• Excellent verbal and written communication abilities.


• Ability to work efficiently under pressure and meet deadlines.


• Knowledge of consumer and real estate lending, underwriting, and risk-based pricing.


• Experience understanding subprime lending and high-yield strategies is a plus.


• Minimum three years of credit union or lending experience preferred.


• Prior supervisory experience is a bonus but not required.


• Ability to build cooperative relationships with dealers and internal teams.


• Must be registered with the National Mortgage Licensing System (NMLS) under the S.A.F.E. Act (post-employment requirement).

Ready to Join Us?

Apply today for the Indirect Underwriter position and become part of a team that values your expertise, growth, and contributions. This isn't just a job-it's a chance to learn, grow, and make a real impact.

Employment is contingent upon successful completion of a background check and approval of bondability.

Come for the role, stay for the people.