Finance Analyst

At First PREMIER Bank and PREMIER Bankcard, we’ve created a culture that emphasizes personal success, respect, health, and wellness, fun and giving back. This is an environment where you will be rewarded, valued, and celebrated for your hard work. We offer a robust and expanded package of health benefits, incentives, paid time off and growth and career advancement opportunities. We celebrate our employees and show our appreciation with private concerts, outdoor bashes, cash and car giveaways and more! See some of our epic celebrations and employee recognitions. Considered one of the nation’s strongest financial organizations, we’ve achieved our success by embodying the views and values of The PREMIER Way. From our CEOs to the newest hires, we all follow these shared views and values to guide us on how to treat our customers, co-workers and communities. The PREMIER Way also serves as a roadmap on how to be successful inside and outside of the workplace. We believe in investing in our employees, their families and our communities. Job Description: Location: Sioux Falls, SD Shift: M-F 8am-5pm Job Status: Full-Time Company: First PREMIER Bank About the Role Assists in the preparation of monthly forecasts, annual budget, and state franchise taxes for the organization. Ensures the accuracy and integrity of financial data through detailed analysis, collaboration with internal teams, and adherence to regulatory standards. Job Duties and Responsibilities Supports the development of monthly forecasts and annual budgets by compiling financial data, analyzing trends, and evaluating key components of the income statement and balance sheet. Prepares schedules based on expected growth and underlying business assumptions to inform strategic planning. Monitors the BIN (Bank Identification Number) relationship daily. Reviews daily account balances to prevent overdrafts, maintaining adequate funding levels, and ensuring restricted accounts adhere to regulatory and policy requirements. Proactively identifies and addresses discrepancies to support smooth financial operations. Manages the end-to-end process of state franchise tax payments, including reviewing tax estimates provided by external CPAs. Executes payments through various channels such as online portals, ACH transfers, and hard checks, ensuring timely and accurate disbursement. Maintains detailed tracking and documentation of all tax obligations to support compliance and audit readiness. Performs general ledger maintenance across multiple financial systems by setting up new accounts and configuring automated posting codes to ensure accurate financial reporting. Collaborates with departments across the bank to ensure the accuracy and integrity of financial reporting by addressing inquiries and resolving discrepancies related to general ledger activity. Conducts daily reviews of general ledger budgets to identify unusual transactions or potential errors, proactively reaching out to relevant teams for clarification and resolution. Serves as a key resource for interpreting financial data and supporting operational teams in maintaining compliance with accounting standards. Assists in responding to internal, compliance, and external audit and review requests by gathering and organizing relevant financial data, reports, and documentation. Coordinates with various departments to compile required materials such as policy copies, procedural documentation, and system reports. Ensures timely and accurate responses to auditor inquiries. Assists in the preparation of the Current Expected Credit Loss (CECL) report by compiling raw data, including historical charge-off information and risk-based assumptions, for submission to a third-party modeling provider. Upon receiving the modeled results, reviews the calculated allowance for loan losses to ensure accuracy and reasonableness by validating totals, subtotals, and key figures. Assists in compiling and organizing financial and operational data for the Asset-Liability Committee (ALCO) reports. Gathers inputs from various internal sources to support analysis of interest rate risk, liquidity, and balance sheet management. Skills and Responsibilities Interprets data, identifies patterns, and draws logical conclusions to support decision-making and problem-solving. Manages time, tasks, and resources to maintain structure and meet deadlines in a dynamic work environment. Assesses situations, identifies root causes, and develops effective solutions to overcome challenges and improve outcomes. Clearly and effectively conveys information, ideas, and feedback through verbal, written, and interpersonal interactions. Focuses on accuracy and thoroughness, ensuring that all aspects of a task or project are carefully reviewed and executed without error. Degree in Accounting, Finance, or a related field is preferred. 3 to 5 years of relevant experience is preferred. Solid understanding of Generally Accepted Accounting Principles (GAAP) and/or financial concepts is preferred. Proficiency in Microsoft Office and familiarity with financial software tools is preferred. Competitive Benefits Package Full medical benefits when working 20 hours per week Traditional and High-Deductible health plan options available FREE dental and vision coverage Generous Paid Time Off plans 401(k) – dollar-for-dollar match up to 5% of total compensation Special discounts and offers for events at the Denny Sanford PREMIER Center PREMIER Wellness Program Paid Community Volunteer Hours – PREMIER averages 30,000 hours per year Fun Employee Parties Our Culture Emphasis on personal success, respect, health, wellness, fun and giving back Employees are rewarded, valued, and celebrated for hard work Various Career advancement opportunities and growth Appreciation is shown through concerts, outdoor bashes, cash, car giveaways and more We Value People At PREMIER you get more than a paycheck, you get a rewarding career where you can make a difference! Headquartered in Sioux Falls, South Dakota, First PREMIER Bank and PREMIER Bankcard are considered one of the nation’s strongest financial organizations. We have achieved this success thanks to our commitment to always doing what is right for our employees, customers and the communities we serve. We value people and treat our employees as our greatest resource. We actively invest in their professional growth and development, make a strong effort to recognize achievement and take the time to celebrate success. Spirit of Giving Back Giving back to our communities is at the heart of PREMIER. We support nearly 700 organizations, non-profits and events. Paid volunteer hours encourage PREMIER employees to get involved in the community. Our employees annually volunteer an average of 33,000 hours for causes important to them. The PREMIER Way Our spirit of giving is rooted in The PREMIER Way and the PREMIER Attitude. These shared views and values guide our interactions with each other, our customers and our communities. It’s the foundation of our culture and makes PREMIER a great place to work. Learn More PREMIER Benefits PREMIER employees who work 20 hours per week are eligible for full-time benefits, including medical coverage with free vision and dental insurance. We offer expanded Paid Time Off and a highly competitive 401(k) plan that features a dollar-for-dollar company match after 120 days of employment. Employees can experience personal and professional growth through PREMIER University. It offers skill-based training, leadership classes and inspirational national speakers. PREMIER Wellness PREMIER Wellness unifies physical and mental health, financial wellness and community giving under one program designed to help employees find optimal work/life wellbeing. Through our Employee Assistance Program, employees have access to free counseling sessions, online resources and legal support. Community Giving offers our employees purpose-driven, meaningful opportunities where they know they are making a difference. Celebrating Success Recognizing and rewarding success is an important part of the PREMIER culture. We celebrate and show our appreciation with private concerts and special events. We’ve also celebrated with surprise gifts, cash/car giveaways, Apple watches, wireless earbuds and more! At quarterly staff meetings, employees who have gone above and beyond in their job or in their community are awarded a PREMIER Performer or PREMIER Eagle Service Award. Employees celebrating 20, 25, 30, 35, 40, 45 and 50 year Milestone Anniversaries receive $1,000 for every year they have worked with PREMIER.

Salary : $1,000