What are the responsibilities and job description for the Mortgage Lender position at Firstar Bank?
Position Purpose
Responsible for business development and growth of residential loans and bank products.
Job Duties And Responsibilities
Responsible for business development and growth of residential loans and bank products.
Job Duties And Responsibilities
- Make outside sales calls to potential and existing customers to develop new business and retain current business.
- Develop and maintain relationships with local realtors, developers, and builders to encourage use of Firstar Bank services for residential mortgages.
- Generate Mortgage Loans to achieve established loan quality and production goals.
- Interview applicants and requests information needed to perform a sound review of the applicant qualifications.
- Request applicant credit records, background checks, reference checks and other information pertinent to loan applicant’s evaluation as necessary to meet investor requirements.
- Coordinate closing arrangements with the title company, applicant and other parties to assure timely loan closing and funding activities.
- Maintain knowledge of and provide guidance on bank products and services appropriate to customers.
- Stay current with FNMA underwriting guidelines, current regulatory guidelines and new loan programs.
- Obtain and maintain NMLS license.
- Provide quality service to all customers.
- Maintain confidentiality of all customer and employee information.
- Set production goals to meet budget requirements for year.
- Direct and supervise Mortgage Processor(s) to see that lending guidelines and compliance are followed with each loan.
- Make sure all training, education, and license requirements are met by direct reports.
- Perform annual reviews and salary evaluations for direct mortgage staff.
- Manage Pipeline to ensure files are being closed on a timely basis.
- Represent Firstar Bank in various civic and community functions to further enhance its image and develop or promote additional business/consumer relationships.
- Complete annual training as required.
- Participate in bank/community activities.
- Other duties as assigned.