What are the responsibilities and job description for the Credit Analyst I position at Firstar Bank?
Position Purpose
Analyze, prepare, summarize, and present credit data for use by Loan Officers.
Job Duties And Responsibilities
Analyze, prepare, summarize, and present credit data for use by Loan Officers.
Job Duties And Responsibilities
- Analyze assigned loan applications within established guidelines across entire customer base.
- Prepare written loan memorandum documents in accordance with established policies and procedures and assist Loan Officers/Management with loan analysis.
- Spread and analyze financial statements, develop credit information and, where applicable, review complicated credit issues for use by Loan Officers and committees in making lending decisions on new, renewal, and extension loans.
- Analyze cash flows, including global cash flow, to ensure adequate cash is available to meet any and all debt requirements, as well as adequate liquidity is maintained.
- Assist in the development of loan agreements.
- Maintain knowledge of and ensure compliance with applicable regulatory requirements and internal policies and procedures.
- Regular interaction with Loan Officers and, as necessary, with customers.
- Complete annual training as required.
- Participate in bank/community activities.
- Other duties as assigned.