What are the responsibilities and job description for the Customer Service Representative - FT position at First United Bank?
MAJOR RESPONSIBILITIES:
Customer Service & Support
- Greet customers, assess their needs, and provide prompt, friendly, and professional assistance.
- Answer questions regarding customer account information, bank products, digital banking tools, and branch services.
- Resolve customer concerns, research issues, and escalate complex situations when necessary.
- Educate customers on online banking, mobile apps, fraud prevention, and account security best practices.
- Promote branch campaigns, new products, and digital services.
Teller & Transaction Processing
- Perform routine financial transactions including deposits, withdrawals, payments, transfers, and check cashing.
- Handle large cash volumes, maintain cash drawer accuracy, and complete end‑of‑day balancing.
- Assist with vault operations, including dual‑control procedures, cash ordering, and ATM balancing.
- Resolve transaction discrepancies, research errors, and ensure adherence to security and fraud‑prevention protocols.
- Assist customers with account maintenance, disputes, fraud claims, stop payments and transaction research.
- Deliver consistent, high‑quality service aligned with bank policies, regulatory standards, and customer experience goals.
Account Opening & Customer Onboarding
- Engage in conversations focused on understanding customer needs to recommend suitable products.
- Open and service all types of consumer and small‑business deposit accounts, including checking, savings, money market, certificates of deposit (CDs), IRAs, and specialty accounts.
- Verify proper documentation, identity verification, and compliance with KYC/AML requirements are maintained with each new account.
- Guide customers through digital banking enrollment, mobile app setup, and online banking features.
- Provide follow‑up support to ensure smooth onboarding and long‑term relationship development.
Operational & Compliance Responsibilities
- Ensure compliance with bank policies, procedures, and regulatory requirements (including BSA/AML, Reg E, Reg CC, and internal controls.)
- Maintain accurate records, complete required forms, and follow branch operational procedures.
- Participate in team meetings, training sessions, and support bank initiatives.
PREFERRED SKILLS:
- Strong communication, problem‑solving, and interpersonal skills.
- High attention to detail and accuracy in transactions.
- Ability to learn banking systems, digital tools, and regulatory requirements.
- Professional demeanor and commitment to confidentiality.
QUALIFICATIONS:
- One to two years of prior customer service or cash‑handling experience; banking experience preferred.
PHYSICAL REQUIREMENTS:
- Ability to sit for extended periods of time.
- Occasional lifting of files or materials up to 20 lbs.
- Ability to read detailed information from a computer screen.
First United Bank is a community bank that strives to provide innovative banking solutions and products to fully meet our customer needs. We offer a competitive compensation and benefits package.
- EOE/M/F/Vet/Disabled
Job Type: Full-time
Pay: From $17.50 per hour
Benefits:
- 401(k)
- 401(k) matching
- Dental insurance
- Health insurance
- On-the-job training
- Paid time off
- Referral program
- Vision insurance
Work Location: In person
Salary : $18