Market Portfolio Manager (58332)

Market Portfolio Manager

Make a Positive Impact

First State Community Bank's Lending Team is seeking a quick learning, positive and energetic individual with a strong work ethic for a Portfolio Manager position.

Responsibilities In Accordance With Our Corporate Values

Professionalism

• Ensure system data integrity for all systems used
• Managing, evaluating, and monitoring Commercial Real Estate (CRE) and Commercial and Industry (C&I) loan portfolios
• Assist loan officers with ongoing portfolio management, including maturing loans, annual reviews, pending work items, calculating/tracking lending covenants and financials as well as any outstanding loan exceptions
  
  

Service

• Gather and analyze financial statements; complete financial statement spreads
• Assists lending officers in researching, analyzing and preparing internal loan presentations for review
• Participates in determining the best loan structures to meet customer credit and FSCBs needs
• Assist lenders in identifying areas of concern in credit opportunities under review
• Assist lender in communication with customer, vendors and support team in gathering collecting and sharing appropriate documentation
• As directed by lender, assist in closing loan transactions
  
  

Accountability

• Attend weekly loan department meetings and participate in calling efforts with lending officers
• Keep all parties involved in transactions informed with detailed notes and communication
• Request credit information directly from businesses, real estate entities and guarantors; assist in incorporating findings into credit write-ups in collaboration with loan officers and the Credit Administration
  
  

Initiative

• Keep updated on real estate market in lending territory and prepare real estate evaluations
• Continuously seek ways to improve your own knowledge of lending and credit and reading publications as needed to stay up to date on current regulation and industry trends
  
  

What You Can Expect

• Competitive pay and benefits package - with variable compensation program based on team performance
• 401(k) with generous employer match benefit
• Helpful, qualified, and available leadership
• A caring, stable working environment
  
  

Qualifications

• Bachelor's degree in business, finance or equivalent work experience
• Prior experience in a financial institution is desired
• Strong verbal and written communication skills
• Strong team and collaboration skills
• Excellent customer service abilities
• Strong organizational & problem-solving skills
• Self-motivation and discipline
• Strong computer skills and knowledge in Microsoft Suite
  
  

Qualifications

Additional Information

Being a First Stater . . .

Being a First Stater means that you roll up your sleeves and dig in. It means you work hard and do your best. It means that you enjoy learning new skills and are always eager to improve. It means you help the team by being a great teammate. It means you're passionate about making a difference in the lives of our customers and our communities. It means you consistently find new ways to improve our organization.

Do you have what it takes to be a First Stater?

Make a Difference - Apply Now!

First State Bancshares Inc. is an Equal Opportunity Employer. All your information will be kept confidential according to EEO guidelines.