What are the responsibilities and job description for the Commercial Loan Banking Specialist position at First Security Bank?
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Summary
First Security Bank is seeking a professional, energetic, and team-oriented individual to join our team as a Commercial Loan Banking Specialist! If you are passionate about serving our Arkansas communities and want to be part of a dynamic, service-driven team, we encourage you to apply!
In this role, you will build client relationships to drive loan growth, evaluate and approve loans, and ensure accurate, compliant documentation. You will also manage the loan portfolio by monitoring performance, assessing risk, and supporting profitability and compliance. This position requires on-site work.
QUALIFICATIONS |EDUCATION | EXPERIENCE | SKILLS
To perform this job successfully, an individual must be able to execute each essential duty satisfactorily. The items listed below are representative of the knowledge, skill, and/or abilities necessary for this position.
Essential Duties And Responsibilities
Soft Skills
Foster a culture that values high ethical conduct, critical thinking, problem-solving, engagement, teamwork, and provides exceptional service. Establish positive and productive work relationships that provide honest feedback that generates trust.
PHYSICAL DEMANDS
Possess sufficient mobility to work in a standard office setting. Perform repetitive hand, arm, wrist, and finger movements while handling currency, documents, and/or office equipment. Substantial time may be spent on the telephone, operating computers, reaching, sitting, and/or standing while occasionally stooping, kneeling, or crouching. The employee must have the ability to speak and hear well enough to carry on customer interactions, conversations, and presentations both in person and over telecommunications. Have near/far visual acuity to identify customers, currency, and reading materials in printed or electronic formats. The employee must occasionally lift and move up to 10 pounds. Ability to hold a valid driver's license with access to a vehicle that can be used for business travel purposes.
The work environment described here is representative of what an employee encounters while performing the essential functions of this job successfully. Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions.
MENTAL DEMANDS
The duties of this position require the ability to maintain attention to detail and complete work projects accurately in a short amount of time, despite interruptions. The employee must be able to interact with customers/coworkers in a calm and patient manner and maintain confidentiality and professionalism in all situations. The employee must be able to use basic mathematical skills, including adding, subtracting, multiplying, and dividing numbers. The position also requires the ability to read and interpret documents and draft routine written communications.
Summary
First Security Bank is seeking a professional, energetic, and team-oriented individual to join our team as a Commercial Loan Banking Specialist! If you are passionate about serving our Arkansas communities and want to be part of a dynamic, service-driven team, we encourage you to apply!
In this role, you will build client relationships to drive loan growth, evaluate and approve loans, and ensure accurate, compliant documentation. You will also manage the loan portfolio by monitoring performance, assessing risk, and supporting profitability and compliance. This position requires on-site work.
QUALIFICATIONS |EDUCATION | EXPERIENCE | SKILLS
To perform this job successfully, an individual must be able to execute each essential duty satisfactorily. The items listed below are representative of the knowledge, skill, and/or abilities necessary for this position.
- Must be at least 18 years of age.
- High School Diploma or GED required.
- Bachelor's degree in finance, business, accounting, or related field is preferred.
- 10 years' banking or loan experience with working knowledge in Loan Processing Platform and Appraisal Review is required.
- Understanding of banking regulations and responsibilities relating to each, including a working knowledge of UCC, titles, mortgages and other aspects of the loan collateral position is preferred.
- Proficiency with Outlook, Word, Excel, typing, 10-key, and utilization of the internet is required.
- Commitment to demonstrating First Security's Core 5 values with customers and coworkers.
Essential Duties And Responsibilities
- Process and manage consumer, commercial, and real estate loans from application through closing and post-closing, ensuring accuracy, timeliness, and compliance.
- Serve as the primary point of contact, coordinating communication between customers, loan officers, and third parties.
- Maintain complete loan files, including credit documentation, collateral, and required notes, in accordance with bank policies and regulatory standards.
- Evaluate, approve, or recommend loans within authority limits based on thorough financial analysis and risk assessment.
- Monitor loan portfolio performance, identify risk, and support mitigation strategies while preparing related reports.
- Ensure compliance with all lending regulations (ECOA, TILA, CRA, HMDA, flood, and privacy requirements).
- Deliver excellent customer service while supporting administrative functions such as data entry, file management, and reporting.
- Protect all customer information and bank operations through strict confidentiality.
- Operate computer software and equipment, telephone, scanner, and copier, and develop proficiency with internal banking systems.
- Maintain a valid driver's license, reliable transportation, punctual attendance, and the ability to work on-site with occasional extended hours when necessary.
- Perform additional duties as assigned by management.
Soft Skills
Foster a culture that values high ethical conduct, critical thinking, problem-solving, engagement, teamwork, and provides exceptional service. Establish positive and productive work relationships that provide honest feedback that generates trust.
PHYSICAL DEMANDS
Possess sufficient mobility to work in a standard office setting. Perform repetitive hand, arm, wrist, and finger movements while handling currency, documents, and/or office equipment. Substantial time may be spent on the telephone, operating computers, reaching, sitting, and/or standing while occasionally stooping, kneeling, or crouching. The employee must have the ability to speak and hear well enough to carry on customer interactions, conversations, and presentations both in person and over telecommunications. Have near/far visual acuity to identify customers, currency, and reading materials in printed or electronic formats. The employee must occasionally lift and move up to 10 pounds. Ability to hold a valid driver's license with access to a vehicle that can be used for business travel purposes.
The work environment described here is representative of what an employee encounters while performing the essential functions of this job successfully. Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions.
MENTAL DEMANDS
The duties of this position require the ability to maintain attention to detail and complete work projects accurately in a short amount of time, despite interruptions. The employee must be able to interact with customers/coworkers in a calm and patient manner and maintain confidentiality and professionalism in all situations. The employee must be able to use basic mathematical skills, including adding, subtracting, multiplying, and dividing numbers. The position also requires the ability to read and interpret documents and draft routine written communications.