What are the responsibilities and job description for the Credit Analyst position at First Savings Bank?
About the role
The Credit Analyst is key in making data-backed recommendations through research and analysis of customer financial documents. This role is responsible for analyzing financial data to assess the likelihood of a borrower honoring their financial obligations on behalf of the bank.
Position can be located in Henderson. It is not a remote position.
What you will do
- Conducts in-depth financial analysis of loan applications including financial statements, tax returns, cash flow projections, and credit reports.
- Evaluates creditworthiness of prospective borrowers based on financial data, industry trends, and economic conditions.
- Prepares comprehensive credit presentations outlining the recommended credit structure, terms, and conditions.
- Monitors the credit risk of the existing portfolio by reviewing financial statements and conducting regular portfolio reviews.
- Works closely with the loan officer to ensure timely and accurate credit decisions are made.
- Adheres to all company credit policies and guidelines established by the bank.
- Other duties as assigned.
What you will need
- Bachelor's degree in Finance, Accounting, or related field required.
- 2 years of experience in credit analysis or lending preferred.
- Experience with Moody's Analytics or similar software strongly preferred.
What we offer
- Health Insurance
- Dental Insurance
- Vision Insurance
- Paid Vacation, Sick, and Holiday time
- A competitive 6% 401k match
- And more!
Candidate must pass a pre-employment screening including credit history and criminal record check.